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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149155 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149155)

Easy system to use.

Easy system to use. crisp & clear options, available from so many companies Reviewed on: 15th June 2026

Being with paypal for 15 years, never experienced an...

Being with paypal for 15 years, never experienced any problems. I would say this is the safest way to pay and transfer money. 100% recommend it Reviewed on: 15th June 2026

So many sites accept PayPal.

So many sites accept PayPal. 4 months easy payment no interest. Reviewed on: 15th June 2026

They are very handy good to use them very secure

They are very handy good to use them very secure Reviewed on: 15th June 2026

Used recently to purchase a guitar.

Used recently to purchase a guitar. Always a very easy option to pay and the 0% repayment is really useful. I’ve not tried it for longer term payments so not sure on typical charges. Would recommend - app is really user friendly too. Reviewed on: 15th June 2026

I am protected using PayPal I would recommend it to...

I am protected using PayPal I would recommend it to my friends and family Reviewed on: 15th June 2026

I regularly use PayPal.

I regularly use PayPal. I feel safe with my money knowing that my purchases are protected . I love the flexibility to pay later if I need to . It is easy and reliable to use . Reviewed on: 15th June 2026

Value for money

Easy to get the answer when you most needed Reviewed on: 15th June 2026

I use PayPal credit very often and I am very satisfi...

I use PayPal credit very often and I am very satisfied with the service, fast payment option without any problems Reviewed on: 15th June 2026

Good payment option

easy to use app, works with many retailers. Reviewed on: 15th June 2026

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