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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106611 reviews)

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4.90

Based on 106,611 reviews, last reviewed 13th May 2026

2572950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

4 months 0%, great customer service! Love that you can pay over 4 months with 0% interest on a rolling basis, it’s great. Have had a couple of queries/disputes to raise, PayPal have alway... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106611)

Quick and easy application process.

Quick and easy application process. Instant access to credit. Reviewed on: 6th May 2026

Don’t miss out on using PayPal .

Great rates never has let me down. And can be widely used across the internet. Reviewed on: 6th May 2026

Been using PayPal credit for over 10 years been and...

Been using PayPal credit for over 10 years been and never have had a problem it helped me when I’ve been in a pinch and helped get my credit score up after my a ex problem always try and recommend friends to use PayPal credit as it’s the only one I use Reviewed on: 6th May 2026

Fab was able to make the purchase with ease.

Fab was able to make the purchase with ease. No problems encountered. Happy with every step. Reviewed on: 6th May 2026

I use a market place that uses PayPal and I’ve had p...

I use a market place that uses PayPal and I’ve had pretty good service Reviewed on: 6th May 2026

PayPal is for credit too!

I hadn't thought of PayPal as being a place that offers credit, but I am so glad that I took a chance and tried it, no regrets. It was so easy to set up and I'm happy about the credit limit I've been given. Reviewed on: 6th May 2026

Transparent in process

Have used PayPal for many years, they are transparent with fees, payments & any forthcoming changes to policies & processes. Also quick to respond to any account issues/possible scams etc. Reviewed on: 6th May 2026

PayPal is super universal in everyday life, very fle...

PayPal is super universal in everyday life, very flexible and customer service are second to none. Reviewed on: 6th May 2026

Great credit option

PayPal is always easy to use, and the addition of credit to your account is a great bonus. Much preferred to other credit options. Reviewed on: 6th May 2026

excellent and always allows alternative ways to pay...

excellent and always allows alternative ways to pay for things i love Reviewed on: 6th May 2026

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