Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149089 reviews)

View other PayPal products

4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (149089)

Highly recommended

Very easy to pay and balance is shown clearly Reviewed on: 15th June 2026

The best option

The best app in terms of ease of payment, installments, and interest rates; it's ideal for all payments across all apps. Reviewed on: 15th June 2026

PayPal has been great and a lot easier when paying f...

PayPal has been great and a lot easier when paying for things. Can't recommend enough! Reviewed on: 15th June 2026

Boss the best

Is super evry time when i need buy somting i can Reviewed on: 15th June 2026

Not great had a problem

Not had a problem if any issues resolved over the phone. Reviewed on: 15th June 2026

Needed to buy some computer parts for customer who w...

Needed to buy some computer parts for customer who was going to pay after I completed it. Many thanks PayPal Reviewed on: 15th June 2026

PayPal is great for those things that you would have...

PayPal is great for those things that you would have to save up for but with PayPal you can get the things you want or need straight away and then pay it off Reviewed on: 15th June 2026

Always fair, easy to use & safe.

Always fair, easy to use & safe. Makes paying & receiving money simple. Trusted & trustworthy company. Reviewed on: 15th June 2026

Great and trustworthy company.

Great and trustworthy company. Can't fault them for anything and I feel safe and secure when using the service also pay in 3 options and credit options are very useful and have good rates Reviewed on: 15th June 2026

Iam using PayPal for 10yests I doesn’t have any bad...

Iam using PayPal for 10yests I doesn’t have any bad experience I have credit card which is helping for me a lot when I move to the new unfinished flat Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79890 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub