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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (91131 reviews)

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4.91

Based on 91,131 reviews, last reviewed 30th Apr 2026

1861950% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Is a very good credit to use. Is a very good credit to use. You can pay in 3 and they offer 4 months with no fees Reviewed on: 30th April 2026

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91131)

Hope this is going to give me some enjoyment

This would help me a lot as I have not got credit card and need a new wardrobe Reviewed on: 13th June 2022

Efficient payment service

With PayPal I do not fear in buying anything especially when its 99 pounds and over and its 4 months interest free. I love this service and I hope they could increase my credit limit so I can take on bigger purchases. Reviewed on: 13th June 2022

Always there to help

Can rely on paypal credit anytime!!! Reviewed on: 13th June 2022

I've been with them for years

I can't remember the year. I started with PayPal but it's a lot of years ago now and I have had no reason to look for anyone else ten out of ten Reviewed on: 13th June 2022

Secure, Easy to use what's not too Like

Used PayPal numerous times using their different options, payments go through quickly and PayPal keep me fully informed of my purchasers and payment dates whether it be Pay in 3, PayPal Credit or via one of my Credit Cards registered with PayPal. Reviewed on: 13th June 2022

Excellent service thanks

Excellent service thanks paypal Reviewed on: 13th June 2022

Very helpful

PayPal credit has been great for me I’ve been able to buy things I wouldn’t be able to buy without the use of PayPal credit Reviewed on: 13th June 2022

Easy, short term borrowing.

PayPal Credit is always my first choice when it comes to short term borrowing as it’s 0% over 4 months offer is invaluable. Reviewed on: 13th June 2022

Simple and powerful to use

So much easier to make online payments and I find the offers very well placed for consumers. Reviewed on: 13th June 2022

Such an easy to use, flexible, all round 5* Service!

I’ve found PayPal credit really easy to use with excellent interest free offers and helpful ways to pay. It’s a fab service and I only wish it had an actual physical card to go with it! Reviewed on: 13th June 2022

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