Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106436 reviews)

View other PayPal products

4.90

Based on 106,436 reviews, last reviewed 13th May 2026

2564900% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal offers a streamlined approach to financial ma... PayPal offers a streamlined approach to financial management. I am currently seeking to increase my account's spending limit. Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106436)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal Credit thoroughly deserves the title of 'Best...

PayPal Credit thoroughly deserves the title of 'Best Retail Finance Provider'. It completely transforms the online shopping experience by offering a secure, fast, and incredibly flexible way to spread costs.The application process is instant, and the interest-free offers on larger purchases provide great financial peace of mind. Integration with the standard PayPal wallet makes checkout effortless across thousands of retailers. It is a reliable, transparent, and customer-first financing solution that sets the standard for modern retail finance. Reviewed on: 13th May 2026

Good experience overall and customer servicr good to...

Good experience overall and customer servicr good too they are knowlegable. Reviewed on: 13th May 2026

I have never had an issue.

I have never had an issue. Great service to have. Reviewed on: 13th May 2026

Love PayPal credit and the new card, great idea

Love PayPal credit and the new card, great idea Reviewed on: 13th May 2026

Widely accepted everywhere.

Widely accepted everywhere. Makes life so much easier. Great assistance when I’ve need to use customer service and I like how your purchases and you as a customer are protected. Reviewed on: 13th May 2026

Have been using for purchases for years on eBay and...

Have been using for purchases for years on eBay and never really had an issue Reviewed on: 13th May 2026

No issues and always available if needed

No issues and always available if needed Reviewed on: 13th May 2026

Easy to use and great servjce

Easy to use and great service always by PayPal. Especially the 0% for 4 months over £100 Reviewed on: 13th May 2026

Very convenient and easy to use in all situations.

Very convenient and easy to use in all situations. Also a great way to easily view/check subscriptions Reviewed on: 13th May 2026

Stress free

I love Paypal it’s secure saver give you easy & safe life stress free nothing to worry about, any payment issue they will deal with it, Thank you Paypal. Reviewed on: 13th May 2026

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Very Account
from Shop Direct 4.35 from 27 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub