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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148823 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148823)

I’ve had an account for years...

I’ve always been happy, I’ve had an account for years Reviewed on: 7th April 2026

PayPal life support

PayPal is simply my saviour in terms urgent financial support and finance. Its value to my day to day life can’t be overstated. I love PayPal…. Reviewed on: 7th April 2026

Seamless interface and very good experience

Seamless interface and very good experience Reviewed on: 7th April 2026

Great service

Used paypal for many years and never had any issue. They are very helpful and understanding. Reviewed on: 7th April 2026

Very quick and easy money access.

Very quick and easy money access. Easy to return the credits after taking, transparent. Helpful with Any problem with purchases Reviewed on: 7th April 2026

A reliable company that you can trust

I have been a customer of Paypal for some years now and always have had a smooth professional service. The rare times I have needed to use the PayPal customer investigation service this has always been carried out thoroughly and luckily in my favour which has left me feeling confident when challenging certain sellers and companies not fulfilling their services. I feel very protected when I buy things online as I know I am protected with the PayPal buyers protection this give peace of mind. Reviewed on: 7th April 2026

Makes my purchasing feel safer and is there if I nee...

Makes my purchasing feel safer and is there if I need to make more expensive purchases and spread the cost Reviewed on: 7th April 2026

Good experience overall, room for improvement

Good experience overall, the only downfall is that the charges can’t easily be seen under transactions, you can only see these on your statement Reviewed on: 7th April 2026

It's alright

Let's you set up direct debits which I like and the interest isn't too high. Reviewed on: 7th April 2026

Always been smooth.

Always been smooth. I love the 0% as it allows flexibility. Reviewed on: 7th April 2026

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