Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170028)

PayPal is so easy to use and the interest free optio...

5
PayPal is so easy to use and the interest free option on purchases is a great feature! Reviewed on: 19th April 2026

They are just great easy to chat with they are alway...

5
They are just great easy to chat with they are always happy to sort things out for you with retailers when things go wrong Reviewed on: 19th April 2026

Love ut, use it for everything if available

5
Love ut, use it for everything if available Reviewed on: 19th April 2026

never had an issue since ive first open the account...

5
never had an issue since ive first open the account many years ago Reviewed on: 19th April 2026

It’s great.

5
It’s great. Just not very clear in beginning with payment plans. Had to find information myself Reviewed on: 19th April 2026

Money question

5
Very good experience Already happy for more than 12 years Reviewed on: 19th April 2026

Amazing customer service

5
Amazing customer service…from the moment you raised them your concerns to the positive resolution of it all. Reviewed on: 19th April 2026

Amazing experience and great incentives

5
Amazing experience and great incentives Reviewed on: 19th April 2026

Transactions are always protected.

5
Transactions are always protected. Simple and easy to make purchases Reviewed on: 19th April 2026

Had a couple of problems with retailers in the past .

5
Had a couple of problems with retailers in the past . Paypal have always helped Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 92663 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3829 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 117 reviews
    PayPal
    View all products