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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146686 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146687)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Gives me peace of mind, knowing i have a choice whe...

Gives me peace of mind, knowing i have a choice when times are hard. Reviewed on: 29th June 2026

Always had a positive experience, can’t fault them.

Always had a positive experience, can’t fault them. Will continue to use them and recommend to all friends and friend Reviewed on: 29th June 2026

One of my items did turn up PayPal refused me straig...

One of my items did turn up PayPal refused me straight away was very good of them Reviewed on: 29th June 2026

Good but hard to get hold of

It’s hard to get through to a human being kid things go wrong. Reviewed on: 29th June 2026

Easy and straightforward to use with it being great...

Easy and straightforward to use with it being great having a 4 month no internet on the credit side. Reviewed on: 29th June 2026

Great interest free periods but poor customer service

Great interest free periods but when something goes wrong it's hard to get through to a actual person Reviewed on: 29th June 2026

I had an issue with a purchase and PayPal got my ref...

I had an issue with a purchase and PayPal got my refund with no issues Reviewed on: 29th June 2026

Really easy to use.

Really easy to use. Feels safe. When I had an issue with goods not being delivered a refund was given very quickly. New rewards scheme is a good perk but not the reason I use paypal. The pay in three is really helpful when purchasing more expensive items, as is credit. Reviewed on: 29th June 2026

PayPal.. Secure, versatile & reliable paymentsnts.

I use PayPal for practically all online purchase. It offers me peace of mind with excellent payment protection and the added advantage of interest free credit and other versatile payment methods. Reviewed on: 29th June 2026

So easily accessible online with simple legible format.

So easily accessible online with simple legible format. I can check anytime of the day better than any high st bank. Reviewed on: 29th June 2026

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