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PayPal: PayPal Credit reviews

4.90
Based on 106,488 reviews, last reviewed 13th May 2026
2567250% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They offer a wide range of payment options and rates... They offer a wide range of payment options and rates are very reasonable. Reviewed on: 13th May 2026
NoisB 's avatar
NoisB

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106488)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great app with the ability to make payments easy

5
Great app with the ability to make payments easy Reviewed on: 13th May 2026

Good experience overall, easy process and friendly c...

3
Good experience overall, easy process and friendly communication. Everything went smoothly Reviewed on: 13th May 2026

My very happy with payment and the the direct debit...

5
My very happy with payment and the the direct debit Reviewed on: 13th May 2026

Great card, there for those little and compulsive pu...

5
Great card, there for those little and compulsive purchases. Four months interest free is very easy to manage Reviewed on: 13th May 2026

Good service excellent way to spend money fast and r...

5
Good service excellent way to spend money fast and reliable plus they are good with solving refunds and other enquiries. Reviewed on: 13th May 2026

Ok, have heard bad things but not experiences them m...

3
Ok, have heard bad things but not experiences them myself. Reviewed on: 13th May 2026

Very easy to use.

5
Very easy to use. Credit is really good Reviewed on: 13th May 2026

PayPal installment plan is excellent...

5
I always use PayPal for 'pay in 3 installments' as it just takes away the stress of paying outright for things you need, especially at Christmas. It's so simple to apply for too. Reviewed on: 13th May 2026

Easy to use, flexible payment options and great to d...

5
Easy to use, flexible payment options and great to deal with. Customer service are quick to reply and helpful, issues are resolved promptly and I feel my money is safer using Paypal to purchase from unknown websites. Reviewed on: 13th May 2026

Very good service and reliable , easy transfer mone...

5
Very good service and reliable , easy transfer money , I can perchese easily on PayPal app Reviewed on: 13th May 2026