Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 109,296 reviews, last reviewed 17th May 2026
2695600% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service using live chat. Great customer service using live chat. Reviewed on: 17th May 2026
W Ali's avatar
W Ali

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109296)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use

5
Easy to use, great deal with the splitting costs over 4 months Reviewed on: 6th May 2026

Excellent service

5
Excellent product. Customer service access may be made easier Reviewed on: 6th May 2026

PayPal is brilliant; I use it everits ywhere online.

5
PayPal is brilliant; I use it everywhere online. I pay for my airline tickets and my shopping everywhere with it. Reviewed on: 6th May 2026

Just think its the best thing since sliced bread.

5
Just think its the best thing since sliced bread. All my banking goes through PayPal cause I feel safe, and not worried about scammers Reviewed on: 6th May 2026

PayPal are easy and convenient to use, the customer...

5
PayPal are easy and convenient to use, the customer service was brillaint and very helpful, its quick and easy to use for paying for things and also transferring money ahead. I love being able to use the app to see what I owe or what funds I have available. Reviewed on: 6th May 2026

Epic in every which way and the service is slick

5
Epic in every which way and the service is slick Reviewed on: 6th May 2026

Holiday booked...

5
Used PayPal credit to secure my holiday so I had the extra protection. 6 months interest free was perfect as well and means I can pay for the holiday with no hidden extra charges Reviewed on: 6th May 2026

Always attentive customer care .

5
Always attentive customer care . Easy to use and understand. Helps with credit payments as you can pay minimum. Reviewed on: 6th May 2026

Always very helpful and clear and will do anything t...

5
Always very helpful and clear and will do anything to make your choices clear Reviewed on: 6th May 2026

Good and easy to use.

4
Good and easy to use. Any unauthorized or unfulfilled purchases were sorted quickly. Reviewed on: 6th May 2026