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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180886)

Paypal Is Good Option for Example Your Short On Fund...

5
Paypal Is Good Option for Example Your Short On Funds Because If You Spent more than £100 You Can Pay Upto 4months Before They put ApR. Reviewed on: 27th April 2026

Paypal credits gives you a chance to purchase goods...

5
Paypal credits gives you a chance to purchase goods with ease Reviewed on: 27th April 2026

4 months free interest!

5
4 months free interest is always a best selling point. I have used this feature a few times and it really takes the stresses away. Reviewed on: 27th April 2026

Great service,very clear with what is provided,no pr...

5
Great service,very clear with what is provided,no problems at all Reviewed on: 27th April 2026

Very easy to sort out.

5
Very easy to sort out. 0% on a lot of purchases which is good for when using to help build up credit. I always use PayPal for purchases as I find it is more secure than other methods and this day and age it makes you feel safe making a purchase. Reviewed on: 27th April 2026

Great experience using the service and great custome...

5
Great experience using the service and great customer service when I have called to manage refunds. Reviewed on: 27th April 2026

Always great costumer service really simple and easy...

5
Always great costumer service really simple and easy system of transactions between users and good the value of exchange money Reviewed on: 27th April 2026

Easy to use and convenient

5
Easy to use and convenient, PayPal is a trusting company Reviewed on: 27th April 2026

There is no customer service in.

3
There is no customer service in. There is no buyer protection and outcomes are biased towards sellers. I will bender use my account again Reviewed on: 27th April 2026

It’s a great option for those who are waiting for th...

4
It’s a great option for those who are waiting for the money Reviewed on: 27th April 2026

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