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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180886)

I always feel safer making transactions with PayPal

5
I always feel safer making transactions with PayPal Reviewed on: 27th April 2026

PayPal the original digital online bank

5
PayPal is the original digital online banking option - and only now have high street banks caught up. It's just so easy to use. The app and web design are so well designed even the most techno-phobic can work out how to use it without fear. Reviewed on: 27th April 2026

great service

5
great service, very helpful customer services when deal with any problems and great value for money when using pp credit Reviewed on: 27th April 2026

Reassuring

4
It has given me the opportunity to flexibly pay off the credit without feeling stressed or worried Reviewed on: 27th April 2026

PayPal For The Win

5
Have been using PayPal for over 20 years. For purchases and sales. Also used for payments when I had my own business. I have always found it to be hassle free and it comes with peace of mind that if the worst happens and you’re a victim of fraud it’s easy to get the problem resolved with customer services. I haven’t used the crypto purchasing yet but I plan to in the near future. :-) Reviewed on: 27th April 2026

Excellent.

5
Excellent. Plenty of options, quick and secure Reviewed on: 27th April 2026

Saviour in hard times

5
It helped me in hard times where I had no money and I had to use PayPal credit Reviewed on: 27th April 2026

Long time user

5
I have been using PayPal for many years and it is so easy to use. Everything is made clear and with the payment options they offer they have something for everybody. Reviewed on: 27th April 2026

PayPal credit good for my purchases

5
PayPal credit good for my purchases Reviewed on: 27th April 2026

Very Helpful

5
Helps me get things over time , during this cost of living crisis its invaluable Reviewed on: 27th April 2026

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