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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180883)

The service is really easy to use, clear and concise...

5
The service is really easy to use, clear and concise information is given and the credit rates are reasonable Reviewed on: 27th April 2026

Very quick and easy service.

5
Very quick and easy service. Easy to use app with easy access to detail breakdown. Reviewed on: 27th April 2026

Good app, easy to use

5
Good, easy to used it, to pay now or later Reviewed on: 27th April 2026

Everything you need concerning is perfect.

5
Everything you need concerning is perfect. Always there when you need them Reviewed on: 27th April 2026

The bedtime money company of all time, I don't have...

5
The bedtime money company of all time, I don't have time to write a detailed review but believe me I'm not a bot Reviewed on: 27th April 2026

PayPal Credit

5
PayPal Credit offers a really smooth and reliable experience. Their customer service is excellent—helpful, responsive, and easy to deal with whenever I’ve had a query. I also appreciate the convenience of being able to use it with Apple Pay, as well as having a physical credit card for everyday spending. It’s flexible, widely accepted, and fits seamlessly into how I manage my finances. Reviewed on: 27th April 2026

Quick money if you have urgent needs , great options...

5
Quick money if you have urgent needs , great options for pay back Reviewed on: 27th April 2026

I always feel safer making transactions with PayPal

5
I always feel safer making transactions with PayPal Reviewed on: 27th April 2026

PayPal the original digital online bank

5
PayPal is the original digital online banking option - and only now have high street banks caught up. It's just so easy to use. The app and web design are so well designed even the most techno-phobic can work out how to use it without fear. Reviewed on: 27th April 2026

great service

5
great service, very helpful customer services when deal with any problems and great value for money when using pp credit Reviewed on: 27th April 2026

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