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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109374 reviews)

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4.90

Based on 109,374 reviews, last reviewed 17th May 2026

2699000% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal helps me spilt the cost of my purchases over... PayPal helps me spilt the cost of my purchases over 3months which is very helpful. Reviewed on: 17th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109374)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service

Very east and reliable. I would recommend this service to everyone Reviewed on: 6th May 2026

I always prefer paying with PayPal, its safest way t...

I always prefer paying with PayPal, its safest way to make payment, safe and secure Reviewed on: 6th May 2026

PayPal services

I have used PayPal many times for years and it is simple to use and very practical. I have used pay in 3 and PayPal Credit as well and I would recommend both for bigger purchases. Reviewed on: 6th May 2026

Excellent service, very easy to communicate about yo...

Excellent service, very easy to communicate about your accounts Reviewed on: 6th May 2026

I feel that using PayPal is a more secure and afford...

I feel that using PayPal is a more secure and affordable way to make larger purchases, as it gives me the flexibility to use the Pay in 3 option whenever needed. It makes managing payments easier while still feeling safe and reliable when shopping online. I have been using it for more than 10 years and despite many new apps emerging over the years, I still trust PayPal because of its reliability, security and ease of use. Reviewed on: 6th May 2026

Reliable paying and money transactions

Reliable paying and money transactions Reviewed on: 6th May 2026

Always get a great service with PayPal

Always get a great service with PayPal Reviewed on: 6th May 2026

Excellent

Very helpful good company great for credit would definitely recommend. Reviewed on: 6th May 2026

Fast & Convenient way of making payments.

It's been easy the times I've used it. Such a convenient way to spread payments especially during the cost of living now. Reviewed on: 6th May 2026

I use PayPal for

I use PayPal for business and personal, mostly for ease of access and any issues I've had have been resolved with little drama Reviewed on: 6th May 2026

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