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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109408 reviews)

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4.90

Based on 109,408 reviews, last reviewed 17th May 2026

2700650% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Overall a good credit card PayPal credit is easy to use and flexible allowing to pay in 4 months for purchases above 100£. The payment of the credit card could be better, it tak... Read more Reviewed on: 17th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109408)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent

My experience with pay pal credit is so much better Reviewed on: 6th May 2026

Can you give a 10 star review?

Paypal is an excellent service with interest free payments on bigger purchases to instant decisions, cannot rate them high enough. Makes life a little easier. Reviewed on: 6th May 2026

Fuss Free Way to Pay

I have always found PayPal quick and easy to use and very helpful with issues related to retailers and/or payments. The pay in 3 is a real boon making more expensive items easier to buy and PayPal credit it a fuss free way to spread payments. Reviewed on: 6th May 2026

Easy to use and app is simple to navigate.

Easy to use and app is simple to navigate. Reviewed on: 6th May 2026

Will recommend

Very good experience, happy to deal with PayPal Reviewed on: 6th May 2026

Brilliant and easy to use

Had PayPal for along along time and PayPal credit since it first came around. My first experience with a credit card and it’s been great and very easy to use Reviewed on: 6th May 2026

Love paypal.

Love paypal. Its quick easy to use. People i know love it. Reviewed on: 6th May 2026

Easy spending :)

I didn’t need to use a large amount of credit on my PayPal account but it made a really easy option when I needed it. I found it really helpful to be notified when I had to pay any outstanding balance also! Reviewed on: 6th May 2026

Excellent customer support, Security experts.

Excellent customer support, Security experts. Helped my seamlessly with a potential security issue . Reviewed on: 6th May 2026

Easy straightforward to use

Easy straightforward… great experience using PayPal , trust this product 100% Reviewed on: 6th May 2026

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