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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146874 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146874)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy, fast and secure.

Easy, fast and secure. PayPal is my preferred method of paying online. Reviewed on: 29th June 2026

Easy to use online

Easy to use and all on my iPhone Reviewed on: 29th June 2026

No fuss and very easy to manage through the App

No fuss and very easy to manage through the App Reviewed on: 29th June 2026

Lowest interest

They have the lowest interest rate from all creditors. Reviewed on: 29th June 2026

Good credit

I has never issue with paypal credit. Good customer service Reviewed on: 29th June 2026

So simple and easy to use.

So simple and easy to use. Especially for the online side of things. I've used pay in 3. Pay later. Can't fault it to be honest. Like today I purchased a sofabed for my garden room. Click, click all done. Reviewed on: 29th June 2026

easy action

everything just flows smoothly when dealing with staff. Staff are always friendly Reviewed on: 29th June 2026

Never had any issues.

Never had any issues. Paypal have always been good and helpful if I’ve ever had to speak to them. Reviewed on: 29th June 2026

Great experience, charges and purchases interest.

Great experience, charges and purchases interest. Reviewed on: 29th June 2026

PayPal is one of the best payment options if you wan...

PayPal is one of the best payment options if you want to split your payment into three interest-free installments. And also for credit option. Reviewed on: 29th June 2026

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