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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146943 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146943)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

very professional

Every contact was handled very professionally Reviewed on: 29th June 2026

Would recommend

PayPal just makes payments so much more straightforward online. Reviewed on: 29th June 2026

Quick, flexible and effective

Quick and effective method of payment that is available with many although not all retailers. Rates are competitive but could be better. Reviewed on: 29th June 2026

Always a convenient and secure way to pay that's ava...

Always a convenient and secure way to pay that's available in most of the stores. Reviewed on: 29th June 2026

Very positive with no issues atall.

Very positive with no issues atall. Reviewed on: 29th June 2026

Never had any issues they are great!

Never had any issues they are great! Reviewed on: 29th June 2026

interest rate was lower

The paypal payback interest rate was lower than the other plans. It offered varying plan lengths and so was a great adaptable choice. The only problem was that these plans weren't available on other websites I checked for my purchase. Pay in 4 was available but not the more lengthy plans Reviewed on: 29th June 2026

Fantastic experience!!!

Fantastic experience, I love paying PayPal from so many years Reviewed on: 29th June 2026

Prompt answering of phones,

Prompt answering of phones,dealt with a perceived problem professionally and gave me the answers I needed. Reviewed on: 29th June 2026

Reallly like the new system.

Reallly like the new system....new to paypal plus but works well Reviewed on: 29th June 2026

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