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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106617 reviews)

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4.90

Based on 106,617 reviews, last reviewed 13th May 2026

2573250% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Safe use - allows to purchase easy online Safe use - allows to purchase easy online Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106617)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Decent value. Poor service

Decent value. however customer service isn’t great. Ai chat bots and redirection to pages that don’t help. I’ve been trying to verify bank account, just keep getting sent to the same page, but no code from PayPal. If you try get a physical card for PayPal credit, it just sends me in a doom loop of, “ we’re struggling to confirm it’s you. Verify bank account. “ Reviewed on: 13th May 2026

Paypal customer service is there we you need them!

Paypal customer service is always at hand to provide excellent assistance and solutions to any issues Reviewed on: 13th May 2026

Safe secure and easy way to pay.

Safe secure and easy way to pay. Flexible payments with pay in 3 and paypal credit Reviewed on: 13th May 2026

Paypal is incredible.

Paypal is incredible. The easiest way to pay online by far. Reviewed on: 13th May 2026

Excellent customer focused.

Excellent customer focused. Easy transactions Reviewed on: 13th May 2026

Fast payment, great communication.

Fast payment, great communication. Reviewed on: 13th May 2026

Easy to apply for credit, easy payments going out wi...

Easy to apply for credit, easy payments going out with early emails to advise you the payment are going out, Reviewed on: 13th May 2026

Very good, easy to use!

Very good, easy to use! Would recommend Reviewed on: 13th May 2026

Pay Pal has offered good credit and been very helpfu...

Pay Pal has offered good credit and been very helpful in the occasional dispute I've had. Reviewed on: 13th May 2026

Feel very secure purchasing goods using PayPal.

Feel very secure purchasing goods using PayPal. Service has always been excellent . Reviewed on: 13th May 2026

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