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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133440 reviews)

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4.74

Based on 133,440 reviews, last reviewed 10th Jun 2026

3802350% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've been using PayPal for years, good company. I've been using PayPal for years, good company. Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133440)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Stress free borrowing

Easy to apply for and widely accepted. Reviewed on: 8th June 2026

Pay in 3 0%

The pay in 3 0% interest promotion when you spend over £100 is brilliant. The app is easy to use and payments easy to make. The fact that you can now take advantage of that promotion with the physical PayPal credit card is even better. Reviewed on: 8th June 2026

Used paypal for years and never had any issues at all.

Used paypal for years and never had any issues at all. Have already recommended to several people who also signed up. Feels safer than other methods in my personal experience. Reviewed on: 8th June 2026

Easy and reliable

Easy and reliable. Have used it for years and always gets the job done in seconds. Reviewed on: 8th June 2026

So easy to use, and I can donate to charity.

So easy to use, and I can donate to charity. Reviewed on: 8th June 2026

Very handy

Overall great, used quite often when paying for things for work, so will use my reimbursement from work to pay it off, never have to use my debit Reviewed on: 8th June 2026

Great experience

Great experience all round: which provides confidence and comfortable use of the card. It also comes with a lot of features, with the ease to access and use the card for general financial uses Reviewed on: 8th June 2026

Excellent product.

Excellent product. Easy transactions. Reviewed on: 8th June 2026

Very happy with my experience with Pay Pal

Very happy with my experience with Pay Pal Reviewed on: 8th June 2026

Easy to use, easy to make payments,

Easy to use, easy to make payments, Reviewed on: 8th June 2026

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