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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175982 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175984)

Nice and easy

I have used PayPal for years, nice and easy to use, I feel secure with my payments, both in and out, on the rare occasion I have had a problem, it has been sorted out quickly and professionally. Reviewed on: 7th July 2026

Excelent and easy to use , very satisfying

Excelent and easy to use , very satisfying Reviewed on: 7th July 2026

Paypal is hugely re-assuring !

I've always used Paypal where possible, its re-assuring to have financial protection via Paypal knowing your money is safe. Reviewed on: 7th July 2026

Feel safe

Never had any concerns. Easy to use and feel confident using PayPal Reviewed on: 7th July 2026

Very happy customer

Very good service easy to use and I like the safety back up it provides Reviewed on: 7th July 2026

No issues whatsoever.

No issues whatsoever. Customer services are always very helpful and let me know what I need to know. Reviewed on: 7th July 2026

easy and convenient set up and good customer service

easy and convenient set up and good customer service Reviewed on: 7th July 2026

PayPal credit is a great

PayPal credit is a great flexible way to pay while also providing security on purchases. I have used it for years and will continue to use it. It helps spread the cost of larger purchases and provided great payment plans/options. It’s even better now with the PayPal credit card being offered as you can use it anywhere. Reviewed on: 7th July 2026

Your payments are secure..

Your payments are secure, and are paid promptly. Your credit amount is fair and increases are offered when appropriate. If there are any problems, they will try to resolve any issue quickly. Highly recommended. Reviewed on: 7th July 2026

Was great, easy to manage, very transparent

Was great, easy to manage, very transparent Reviewed on: 7th July 2026

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