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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,767 reviews, last reviewed 17th May 2026
2671200% increase in 5 star reviews
in the past 90 days
7750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best credit 10 and I enjoyed using it Best credit and I enjoy using it Reviewed on: 17th May 2026
Liezel B's avatar
Liezel B

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026
Hamza B's avatar
Hamza B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108767)

PayPal my rainy day back up

5
PayPal my rainy day back up. If I need something and I don't have the cash in hand it's great to have as a back up. Really easy to use and pay back. Reviewed on: 6th May 2026
LINDA M's avatar
LINDA M

Great service!

5
I’ve been with PayPal many years now and have always found them to be really great company. I use the buy now pay in 4 months time quite a lot. I also find the pay in 3 months excellent. Reviewed on: 6th May 2026
ESME ROBINSON's avatar
ESME ROBINSON

Easy to use.

5
Easy to use. Have sorted out problems timeously. Reviewed on: 6th May 2026
Rodger A's avatar
Rodger A

Always pay online with PayPal because it's reliable

4
Always pay online with PayPal because it's reliable Reviewed on: 6th May 2026
Sajoh bah's avatar
Sajoh bah

Useful Service

5
Easy to use, flexible, helpful. Great offers Reviewed on: 6th May 2026
Andy H's avatar
Andy H

Easy to use.

5
Easy to use. Gives you the facility to pay in various ways, making it a more pleasant experience Reviewed on: 6th May 2026
Anne Nicholas's avatar
Anne Nicholas

PayPal have been more than accommodating for me and...

5
PayPal have been more than accommodating for me and my needs in this financial crisis. I haven’t been an ideal customer because of the obvious difficulties, but PayPal have done everything they can to help me and has been more than understanding Reviewed on: 6th May 2026
Jo Jo's avatar
Jo Jo

"I’ve been using PayPal Credit for a few months and...

4
"I’ve been using PayPal Credit for a few months and really appreciate the 0% interest for 4 months on any purchase over £99. It’s a great way to spread the cost of larger items without extra fees, and the integration into the standard PayPal checkout makes it incredibly easy to use. Just make sure to pay it off before the 4 months are up to avoid the standard APR!" Reviewed on: 6th May 2026
Michael Redmond's avatar
Michael Redmond

Excellent customer service

5
PayPal is readily available online and is very easy to use. I have been using them for years and have never had any problems with them. If you have to ring for anything they deal with it very promptly Reviewed on: 6th May 2026
Diana Deaville's avatar
Diana Deaville

Very handy

5
Very handy when need extra credit to buy things i need now and pay later Reviewed on: 6th May 2026
j a's avatar
j a

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