Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175919 reviews)

View other PayPal products

4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175924)

Easy to use, no nasty surprises.

Easy to use, no nasty surprises. App with decent interface, self-explanatory. Reviewed on: 7th July 2026

I have been having a good experience since I had the...

I have been having a good experience since I had the PayPal credit It ease my financial worry. Reviewed on: 7th July 2026

I have had a few issues with purchases from retail,...

I have had a few issues with purchases from retail, your customer service is absolutly spot on they have been very efficient when dealing with problems and have sorted it every time Well Done PayPal Reviewed on: 7th July 2026

Pay credit balance take time to show up after toppin...

Pay credit balance take time to show up after topping up Reviewed on: 7th July 2026

Thw best for me is a 0% cr3dit card for 4 months or...

Thw best for me is a 0% cr3dit card for 4 months or 6 months Allowing to buy more expensive items with freedom . Reviewed on: 7th July 2026

Great service easy to use , excellent app with easy...

Great service easy to use , excellent app with easy navigation Reviewed on: 7th July 2026

PayPal and PayPal Credit is very helpful.

PayPal and PayPal Credit makes it easier and gives me some flexibility with larger payments, it's a great service. Reviewed on: 7th July 2026

Easy, Simple, Fast.

Easy to access and see all your payments and to get credit which has enabled me to purchase items that I have needed but then been able to spread the cost. Reviewed on: 7th July 2026

I’ve honestly had a good experience with PayPal Credit.

I’ve honestly had a good experience with PayPal Credit. I was a bit unsure about using it at first, but it’s turned out to be really handy for bigger purchases. Everything is easy to manage through my PayPal account, and I’ve never had any issues making payments or checking my balance. As long as you pay on time and don’t spend more than you can afford, it’s a really useful option. Reviewed on: 7th July 2026

PayPal - Reliable and Resposible Financial Service.

I find the ease of using PayPal Credit the least stressful and most informative financial platform to manouvre. Everything is explained in an understandable clear way. No hidden agenda you get what it says on the preverbial tin! No hoops to jump through because it is made as clear and straightforward as possible. I know through the app, what i have spent and what i have should I need an emergency purchase or just a treat. PayPal lets you know about responsible spending and does not push credit on you rather assist you when needed. Excellent service and experinece. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97567 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub