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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108751 reviews)

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4.90

Based on 108,751 reviews, last reviewed 16th May 2026

2670450% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good and fast response. Good and fast response. More credit required Reviewed on: 16th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108751)

PayPal have been more than accommodating for me and...

PayPal have been more than accommodating for me and my needs in this financial crisis. I haven’t been an ideal customer because of the obvious difficulties, but PayPal have done everything they can to help me and has been more than understanding Reviewed on: 6th May 2026

"I’ve been using PayPal Credit for a few months and...

"I’ve been using PayPal Credit for a few months and really appreciate the 0% interest for 4 months on any purchase over £99. It’s a great way to spread the cost of larger items without extra fees, and the integration into the standard PayPal checkout makes it incredibly easy to use. Just make sure to pay it off before the 4 months are up to avoid the standard APR!" Reviewed on: 6th May 2026

Excellent customer service

PayPal is readily available online and is very easy to use. I have been using them for years and have never had any problems with them. If you have to ring for anything they deal with it very promptly Reviewed on: 6th May 2026

Very handy

Very handy when need extra credit to buy things i need now and pay later Reviewed on: 6th May 2026

As a small business owner, PayPal credit makes it ea...

As a small business owner, PayPal credit makes it easy so that I can provide for my business effectively and it’s a really fair system. I really love how people makes it easy for me to receive payments from my clients and for me to send payments out it’s really helpful to have a banking provider online. That is as effective as PayPal. Reviewed on: 6th May 2026

Payment Safety

Always know that this is a completely safe way to pay for goods. Reviewed on: 6th May 2026

It is a good experience to use PayPal Credit.

It is a good experience to use PayPal Credit. The best is the pointing system which is a bonus. Reviewed on: 6th May 2026

Excellent financial instrument

I have a very positive experience using PayPal I found using the service very efficient and user friendly. Reviewed on: 6th May 2026

Nothing special PayPal is still the same for years

Nothing special PayPal is still the same for years Reviewed on: 6th May 2026

I made to orders in December from Debenhams I sent b...

I made to orders in December from Debenhams I sent both order back Debenhams said they got all returns and I've still not had my money back off PayPal I have complain about 20 times and still not had my refund Reviewed on: 6th May 2026

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