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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175822 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175854)

Ease of use and payments made simple

Ease of use and payments made simple Reviewed on: 7th July 2026

Outstanding

Very easy to use, easy to make a payment and feel secure, recommend, i always use as a default payment. Reviewed on: 7th July 2026

Happy days

Never had a problem, they do the best they can if there is any issues Reviewed on: 7th July 2026

Had no problems, easy to use, especially with online...

Had no problems, easy to use, especially with online shopping. Also can use with card or add to digital wallet for shopping. Reviewed on: 7th July 2026

A great way of paying online without passing your ca...

A great way of paying online without passing your card details over to dubious 3rd parties Reviewed on: 7th July 2026

It's my first time ever taking a loan of any kind be...

It's my first time ever taking a loan of any kind because I always thought it will be hectic but PayPal credit made it so easy at my finger tip. Reviewed on: 7th July 2026

Excellent for emergencies.

Excellent for emergencies. Great offers. One of the best of all credit providers. Reviewed on: 7th July 2026

Exellent customer sevice.

Always exellent customer sevice. No problem to contact the adviser, short waiting time in a queue. Never had any problems with Paypal. A lots of options to pay and easy web. Thank you for your sevice. Reviewed on: 7th July 2026

High currency exchange rate markups/commission.

High currency exchange rate markups/commission. Mixed experience with eBay purchases - in a few cases the sellers got away with poor service and faulty/damaged items delivered so one wonders what the Paypal protection really offers to buyers? Not exactly a value for money service, just convenient. Pay in 3 plans are good for managing cash flow for expensive purchases. Customer service is responsive, professional and helpful for the most part. Reviewed on: 7th July 2026

Fantastic

Better than other credits easy to use best service . Reviewed on: 7th July 2026

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