Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108726 reviews)

View other PayPal products

4.90

Based on 108,726 reviews, last reviewed 16th May 2026

2669300% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

High quality service I have beed with paypal for over 20 years now. They have never let me down. Always providing high quality service Reviewed on: 16th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (108726)

Easy and Safe Way to Shop

PayPal made shopping so much easier and safe. The process is quick, simple, and convenient, especially when buying online. I like that payments feel secure and everything is easy to manage in one place. PayPal Credit has also helped make larger purchases more flexible by spreading the cost when needed. Reviewed on: 6th May 2026

I've found this service very easy to use

I've found this service very easy to use and manage, and it is accepted in most places. Reviewed on: 6th May 2026

The app is clear and easy to navigate and use.

The app is clear and easy to navigate and use. Help and advise is available should you need it. You can clearly see your balances and what repayments are due when when using the PayPal credit option. When using the platform to send and receive money you know you can do so securely and easily. Reviewed on: 6th May 2026

Very good Web Site, easy to use and understand

Very good Web Site, easy to use and understand - much better than some other sites I have used. I have had on two occasions to use you support services due to payments coming out of my PayPall account the problems were resolved quickly and efficiently, Iwas kept updated through the process. I have purchased a £700 item through your credit system over a period of several months the process was easy, A went well. Reviewed on: 6th May 2026

Hassle Free

PayPal Credit offers a hassle-free way to spread the cost of your purchases. Reviewed on: 6th May 2026

Easy to use and readily available to me for purchases.

Easy to use and readily available to me for purchases. Reviewed on: 6th May 2026

A good service has stopped some scams befoe

A good service has stopped some scams befoe Reviewed on: 6th May 2026

Very easy to use and I received a repayment for good...

Very easy to use and I received a repayment for goods that I ordered but didn't receive. Reviewed on: 6th May 2026

Have never had a problem using PayPal Credit.

Have never had a problem using PayPal Credit. Staff have good human relations, always ready to assist. Reviewed on: 6th May 2026

Used PayPal "Pay in 3" multiple times now.

Used PayPal "Pay in 3" multiple times now. A great way to spread the cost of things that are out of your usual budget without interest fees! Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51476 reviews
Payments
from PayPal 4.91 from 3718 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub