Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108693 reviews)

View other PayPal products

4.90

Based on 108,693 reviews, last reviewed 16th May 2026

2667850% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good loyalty scheme Very good loyalty scheme and now even easier to use with credit and debit cards Reviewed on: 16th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (108693)

Easy for any transactions.

Easy for any transactions. I use paypal for travel. The app is good. Reviewed on: 6th May 2026

Issues with personal data and refunds

Difficulty claiming refunds, I let it lie eventually as I wasn't able to update my address Reviewed on: 6th May 2026

Fast & Convenient

I have been using Pay Pal for several years both for purchases and money transfers. It's quick and convenient, there when I need it. Reviewed on: 6th May 2026

Easy to use and keep track of spending

Easy to use and keep track of spending Reviewed on: 6th May 2026

Easy to use safe and manageable.

Easy to use safe and manageable. Good customer service Reviewed on: 6th May 2026

Always very easy to use and if there’s any problems...

Always very easy to use and if there’s any problems they are quickly to sort them out Reviewed on: 6th May 2026

PayPal made my life easy.

PayPal made my life easy. The platform is very easy to use, whether send money, making online purchase. Or receiving payment for service. Reviewed on: 6th May 2026

Convenient, easy to use, widely accepted

I have used paypal credit consistently for large purchased as they provide a 0% facility for 4 months on purchases over £100 which has been really convenient. The paypal pay in 3 has also been really easy to use. Paypal is also widely accepted which gives me more options for payment Reviewed on: 6th May 2026

Paypal review

I've used PayPal credit a few times and it's really easy. I have recommended to friends and family. It helps take the stress away of pulling a large sum of money out in one go. Reviewed on: 6th May 2026

Very convinced

Very easy for me to move mony and very secure not any hesal and always on time and I feel very safe and secure Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Better Off Calculator
from Policy in Practice 4.78 from 495 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51470 reviews
Payments
from PayPal 4.91 from 3718 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub