Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175624 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175655)

Trustworthy, secure payment provider.

Trustworthy, secure payment provider. Statements are clear. Always an easy experience to use. Functional, easy to understand on both the app and laptop. Have used it to send and receive money. The system walks you through each step even when it all feels unfamiliar territory. Most of all it feel safe. Reviewed on: 7th July 2026

Great app and very easy to use.

Great app and very easy to use. Very plain and simple to access and good security features. Email communication is informative and helpful. Would definitely recommend Reviewed on: 7th July 2026

It’s always straight forward and positive.

It’s always straight forward and positive. Reviewed on: 7th July 2026

Feel secure when buying online Safe from scammers e...

Feel secure when buying online Safe from scammers easy to use Reviewed on: 7th July 2026

Use it all the time

Use it all the time. Very easy to use and very clear. Good reminders about payments coming up. Reviewed on: 7th July 2026

Great service, very helpful staff.

Great service, very helpful staff. Reviewed on: 7th July 2026

Been useful for when payday is not close

Been useful for when payday is not close Reviewed on: 7th July 2026

Brilliant value for paying option

Brilliant value for paying option Reviewed on: 7th July 2026

I always purchase using PayPal

Whenever I have the option, I always purchase using PayPal. I feel confident in the extra security and protection that PayPal offers. Reviewed on: 7th July 2026

Prompt effective and efficient service!

Prompt effective and efficient service!! I always feel safe when I use PayPal as my intermediary when paying for goods. That is a very difficult commodity to find in this day and age, especially for us older folks. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97394 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub