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PayPal: PayPal Credit reviews

4.90
Based on 108,649 reviews, last reviewed 16th May 2026
2665850% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’m very happy because I could find help when I needed! I’m very happy because I could find help when I needed! Reviewed on: 16th May 2026
Georgia's avatar
Georgia

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108649)

extremely user friendly and good value

5
Always easy to navigate and the regular offers available are great!! Find them much more user friendly than any other provider. Reviewed on: 6th May 2026

Very good experience easy to use and helpful

5
Very good experience easy to use and helpful Reviewed on: 6th May 2026

A breeze to use and secure.

5
I use PayPal for all online pyts where possible. It gives me peace of mind. I especially like the interest free options. Reviewed on: 6th May 2026

PayPal Credit easy!

5
PayPal Credit is super easy and simple to use. The approval process was quick, and managing payments is really straightforward. I like how clear and visible everything is, so it’s easy to keep track of payments and balances. Really convenient and hassle-free experience! Reviewed on: 6th May 2026

smart finance provider

5
I love Paypal as a smart finance provider because it gives option of upto 36 months installment plans. Reviewed on: 6th May 2026

Easy to used and good rates.

5
Easy to used and good rates. Can use on most purchase to break down costs. PayPal provides extra security when making purchases online. Reviewed on: 6th May 2026

PayPal Credit is very helpful and easy to use.

5
PayPal Credit is very helpful and easy to use. The account enables you to keep up to date with what is spent and how much is available to use. Very clear details of payment due and the date due.. This account makes credit very straightforward and easy to keep control of. Reviewed on: 6th May 2026

Always really simple and easy to use.

5
Always really simple and easy to use. I really enjoy using PayPal in 3 as it helps me being able to afford more things like travel when I can pay over 3 months interest free. I use this a lot. Reviewed on: 6th May 2026

PayPal is Excellent

5
PayPal has always been prompt in answering any queries I had and always provided a great solution. Never had an issue! Reviewed on: 6th May 2026

Paypal review

5
Easy to use and understand bought stuff I probably wouldn't be able to afford without PayPal Reviewed on: 6th May 2026

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