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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (134195 reviews)

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4.73

Based on 134,195 reviews, last reviewed 11th Jun 2026

3836500% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Perfect perfect Perfect amazing easy i really feel comfortable Reviewed on: 11th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (134195)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Useful online payment service

Easy to use. PayPal credit is useful. Reviewed on: 8th June 2026

Has given me financial freedom and ability to budget.

Has given me financial freedom and ability to budget. Reviewed on: 8th June 2026

Its okke no that bad but need more improving tech...

Its okke no that bad but need more improving tech Reviewed on: 8th June 2026

They resolve issues,efficiently.

They resolve issues promptly.They are always proactive in their actions. Reviewed on: 8th June 2026

Easy and simple

This is super easy to use, no hidden fees or terms very easy and stress free Reviewed on: 8th June 2026

Convenient service, but requires careful attention

I have been using PayPal Credit for a few months now. The service works as expected: payments are instant, and the interest-free period is a great feature if you pay off the balance on time. However, the billing interface could be more intuitive, as it is sometimes difficult to find exact payment due dates and amounts at a glance. It is a decent service, but you need to manage it carefully to avoid high interest rates. Reviewed on: 8th June 2026

Spreading the cost

I purchased a 3d printer and spread the cost the application was easy and straightforward.Very pleased with process Reviewed on: 8th June 2026

Stress & guilt free treat shopping

PayPal frees up my much needed wage allowing me to make better money choices, budget better & purchasing any treats stress & guilt free Reviewed on: 8th June 2026

Quick, easy, cost effective, with the app allowing g...

Quick, easy, cost effective, with the app allowing good tracking of credit. The buy in 3 payments is easier way to buy as you know they get paid off and no outstanding credit hanging around. Eases cash flow. Reviewed on: 8th June 2026

Very good service aways there to help if needed

Very good service aways there to help if needed Reviewed on: 8th June 2026

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