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PayPal: PayPal Credit reviews

4.73
Based on 135,867 reviews, last reviewed 11th Jun 2026
3912850% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Can be a bit too easy to spend ! Can be a bit too easy to spend ! Then before you know it you owe quite a bit . Reviewed on: 11th June 2026
Alexander A's avatar
Alexander A

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135867)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal for the majority of my online purchases.

5
I use PayPal for the majority of my online purchases. I am confident in the knowledge that I am protected as I have had to use PayPal resolution on a number of occasions which has been excellent. The pay in 3 and 4 months interest free credit features are a fantastic deal. Can’t fault them. Reviewed on: 9th June 2026

It is convenient and easy way for you to shop and ag...

5
It is convenient and easy way for you to shop and again you can get what you wont from ebay that makes it cool and collected Reviewed on: 9th June 2026

Easy - Accessible - The Best

5
The PayPal interface, customer service, and communications make this the optimal portal for credit. It’s easily usable across a lot of websites too, often as a payment option. They always keep me up to date with repayment information and dates through email. PayPal are great. Reviewed on: 9th June 2026

Easy to set up

5
Very easy to set up from a trusted provider. Reviewed on: 9th June 2026

Great service

5
I've used PayPal for years and I find the finance options fantastic. The 0% options are fab. Its allowed me to pay for things like Hotels to concert tickets. Reviewed on: 9th June 2026

Highly recommend

5
PayPal is always reliable, easy to access and just a great product Reviewed on: 9th June 2026

Good service must use service.

5
Good service must use service. You are in safe hands Reviewed on: 9th June 2026

Paypal is secure and i have been with them for a lon...

5
Paypal is secure and i have been with them for a long time Reviewed on: 9th June 2026

Easy to understand and use.

5
Easy to understand and use. Customer focused services Reviewed on: 9th June 2026

Great experience using this all the time app is grea...

5
Great experience using this all the time app is great to. Reviewed on: 9th June 2026