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PayPal: PayPal Credit reviews

4.73
Based on 136,040 reviews, last reviewed 11th Jun 2026
3920500% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I haven’t had a problem everything has run very well I haven’t had a problem everything has run very well Reviewed on: 11th June 2026
GrantD's avatar
GrantD

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136040)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal Credit

5
Easy to apply for and competitive. Reviewed on: 9th June 2026

Love the opening offer, great customer service

5
Love the opening offer, great customer service Reviewed on: 9th June 2026

Very happy with paypal.

5
Very happy with paypal. Quiries resolve straight away. Staffs ver helpful & polite. Reviewed on: 9th June 2026

I don't know what I'd without PayPal credit

5
I don't know what I'd without PayPal credit Reviewed on: 9th June 2026

On the whole a good experience, but as a payment pro...

4
On the whole a good experience, but as a payment processor they really have no business getting involved in Discogs transactions Reviewed on: 9th June 2026

It's easy to use and accessible.

5
It's easy to use and accessible. Reviewed on: 9th June 2026

Use PayPal for credit or payment plans and makes thi...

5
Use PayPal for credit or payment plans and makes things easier to purchase Reviewed on: 9th June 2026

Brilliant every time, always smooth and easy

5
Brilliant every time, always smooth and easy Reviewed on: 9th June 2026

No fuss..

5
No fuss, quick decision, easy and fast payments. Reviewed on: 9th June 2026

Helps with budgeting your finances

5
Helps with budgeting your finances Reviewed on: 9th June 2026