Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.75 (101313 reviews)

View other PayPal products

4.75

Based on 101,313 reviews, last reviewed 6th Oct 2026

82% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use. Easy to use. Quickly tells you if you are eligible or not. Gives you plenty of warning when the payment is due. Reviewed on: 6th October 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal Pay in 3 reviews (101313)

PayPal Continues to Set an Excellent Service

PayPal stands out with its excellent feature set, offering competitive rewards and flexible, seamless payment options. Reviewed on: 26th July 2026

Reliable Platform, great financial product.

Well its highly valuable, because I am not paying any of my own money for pay in three. I have used it for 6 or so purchases, and its useful to spread things out when other things are going on financially in my life. Also I have never had any issues with any of the pay in 3 plans I setup. Its easy to follow too. Dates of payments are clear, UI is good if you are on a desktop/laptop vs mobile. I cannot fault it so far Reviewed on: 26th July 2026

Never had a problem, more than 10 years and going...

Never had a problem, more than 10 years and going Reviewed on: 26th July 2026

Process was simple, helpful for me to try out

Process was simple, helpful for me to try out Reviewed on: 26th July 2026

Perfect for larger payments

So good for when something unexpected comes up to enable smaller payments. Reviewed on: 26th July 2026

I have used PayPal for many years now i budget ever...

I have used PayPal for many years now i budget every month and sometimes things have changed unexpectedly and PayPal has helped myself to give me the chance to pay 3 in 1 with cover for my rent which I was over the moon I have used PayPal few times over the years . I am happy to keep using PayPal as I have never had an issue with my experience. Reviewed on: 26th July 2026

Excellent service great way of protecting my goods a...

Excellent service great way of protecting my goods and money knowing there’s someone in the background looking after our choices. Great website gives me confidence in spending Reviewed on: 26th July 2026

P. P. Review ...

Since offering different types of services I find them much better and I feel more secure than other providers. What little interaction I have needed to have with their help line staff I found to be dealt with effectively. Reviewed on: 26th July 2026

Ease of use, secure and peace of mind.

Ease of use, secure and peace of mind. Reviewed on: 26th July 2026

PayPal is real.

PayPal is real. If you mess up payments they ghost you for a good while instead of letting you away with it the way Klarna do. so there for meaning you don’t get in further debt. Reviewed on: 26th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.82 from 4218 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Retail finance
from PayItMonthly 4.81 from 296 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181155 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.65 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub