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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.75 (101313 reviews)

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4.75

Based on 101,313 reviews, last reviewed 6th Oct 2026

82% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use. Easy to use. Quickly tells you if you are eligible or not. Gives you plenty of warning when the payment is due. Reviewed on: 6th October 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal Pay in 3 reviews (101313)

You are the worst customer service company going Vis...

You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

I’ve been using PayPal for 25 years

I’ve been using PayPal for 25 years Reviewed on: 25th July 2026

Great Company .

Great Company .great in helping people Reviewed on: 25th July 2026

Pay in 3 and security.

The ease of use of the app and the security it provides is excellent. The Pay in 3 is so useful and has helped me spread the cost of my purchases and ease the burden of a one off payment. 10/10 Reviewed on: 25th July 2026

Great team PayPal.

I have been with PayPal for over 10yrs and I have found them to be very helpful in paying for my online items even extending payments over a three month period at Christmas time which is a great bonus. Reviewed on: 25th July 2026

'Pay In 3' worked well for me.

I took advantage of the PayPal 'Pay In 3' scheme and my application was handled speedily and without fuss. I felt that the whole process from purchase to credit was transparent and straightforward. I'll probably use it again. Reviewed on: 24th July 2026

I use PayPal for every online purchase I make I trus...

I use PayPal for every online purchase I make I trust it fully and it gives me peace of mind Reviewed on: 24th July 2026

This is the first time I’ve used this service.

This is the first time I’ve used this service. I wasn’t sure if the company I was buying from was a reputable company. I decided to pay in 3 instalments in case it was a scam. I trust PayPal and felt safe using it. Reviewed on: 24th July 2026

The pay in 3 is very useful and easy to use.

The pay in 3 is very useful and easy to use. It has made if easier and great for emergencies. Reviewed on: 24th July 2026

Paypal is very good.

Paypal is very good. The payment in 3 is great and very useful Reviewed on: 24th July 2026

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