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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22350 reviews)

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4.93

Based on 22,350 reviews, last reviewed 25th Aug 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (22350)

Highlight when pay in 3 is available

Great experience. Hovever often unable to see if pay in 3 is available untill the final stage of checkout Reviewed on: 30th June 2025

Fabulous

Allows me to split payments, no problems with money taken or dates. Keep you informed well. Fabulous Reviewed on: 30th June 2025

When it works its great when it fails to work its di...

When it works its great when it fails to work its disappointing, the app says you have the credit available but then wouldn't work when paying for a holiday. Caused several issues & a lot of frustration. Reviewed on: 30th June 2025

PayPal pay in 3

Pay in 3 is good that it helps spread the cost within short 3 times (not too long to become bad habit) also in these scammers days, PayPal made me feel safer. Reviewed on: 30th June 2025

Excellent

Много е хубаво, в днешно време, когато има недостиг на пари. Reviewed on: 30th June 2025

Great deal !

Easy to setup and great flexibility Reviewed on: 30th June 2025

Interest free and great service

I have purchased many item with the pay in 3 which is so easy and interest free it stops you getting into debt but allows u a treat whilst money can be tight. Reviewed on: 30th June 2025

Great service.

Really happy with this service . It just helps spreading the cost over the 3 months . Much better than paying it all at once easier to budget your money. Reviewed on: 30th June 2025

Smooth and stress-free way to split payments.

PayPal Pay in 3 has been a really handy tool for managing purchases without having to pay everything upfront. The approval process is quick, and I like that they send a clear reminder before each instalment—definitely helps with staying on top of payments. The fact that it’s interest-free makes it even better, and everything runs automatically so you don’t have to worry about missing a payment. I haven’t had any issues so far, and I’d definitely use it again for bigger purchases that I want to break down into manageable chunks. Reviewed on: 30th June 2025

I feel safe using Paypal

I feel safe using Paypal and use them whenever there is an option. The 3 easy payments are easy and no interest charges. PayPal keeps me upto date with changes to policy. Emails are never too frequent unlike some companies. Reviewed on: 30th June 2025

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