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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101294 reviews)

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4.76

Based on 101,294 reviews, last reviewed 29th Aug 2026

36% increase in 5 star reviews

in the past 90 days

37% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I heart PayPal Plus PayPal was the best for disputes and fraud claims, I’ve never had any trouble when requesting refunds on dodgy purchases, but now they have PayPal+ an... Read more Reviewed on: 29th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101294)

Smooth and convenient way to spread payments

I’ve used Pay in 3 a few times, and the experience has been straightforward. The application process is quick, payments are taken automatically on schedule, and everything is clearly shown in the PayPal app, making it easy to keep track of upcoming instalments. The biggest advantage is being able to spread the cost of larger purchases without paying interest, as long as payments are made on time. It’s also widely accepted at many online retailers that already support PayPal. The only downside is that not every purchase or retailer is eligible, so availability can sometimes be inconsistent. Overall, it’s a reliable and convenient option for managing cash flow when used responsibly. Reviewed on: 8th July 2026

I trust PayPal and use them every time there is a ch...

I trust PayPal and use them every time there is a choice to do so. It's easy ans convenient especially if im visiting a site i dont know well. The option to pay in 3 is excellent for more expensive items. What's not to love. Reviewed on: 8th July 2026

Freedom of choice

Easy payment options and alway available for information and freedom. Fabulous guys!! Reviewed on: 8th July 2026

"East or West, PayPal is the best".

"East or West, PayPal is the best". PayPal has helped a lot with quick and safe purchases online. Has baled me out couple of times when Seller didn't deliver. Reviewed on: 8th July 2026

excellent service

Easy to use it's an excellent service Reviewed on: 8th July 2026

Always so easy and puts your mind at ease

Always so easy and puts your mind at ease Reviewed on: 8th July 2026

brilliant customer service

brilliant customer service with a conviniant way to pay Reviewed on: 8th July 2026

Never had any issues with pay pal and I will continu...

Never had any issues with pay pal and I will continue to use pay pal Reviewed on: 8th July 2026

Easy to use and you know you are covered if anything...

Easy to use and you know you are covered if anything goes wrong Reviewed on: 8th July 2026

Good service

All ok, no issues. Been a customer for several years Reviewed on: 8th July 2026

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