Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98704 reviews)

View other PayPal products

4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (98714)

I always use pay in 3 because it is an affordable wa...

I always use pay in 3 because it is an affordable way to buy the items you want. I also use them for smaller purchases. Use PayPal all the time. Reviewed on: 7th July 2026

It's my goto online payment app.

It's my goto online payment app. Nothing comes close. Reviewed on: 7th July 2026

Helpful customer service and overall very smooth exp...

Helpful customer service and overall very smooth experience - would strongly recommend Reviewed on: 7th July 2026

Love pay in 3, good option to spread cost.

Love pay in 3, good option to spread cost. Don’t need long credit agreements, like to just give myself a little time. Excellent service. Reviewed on: 7th July 2026

Excellent service

I have never had any problems with PayPal. Will always try to use PayPal when shopping online. Pay in 3 with no interest is very worthwhile. Reviewed on: 7th July 2026

Pay pal great help

Pay pal pay in 3 has been a great help in spreading payments I would normally have hesitated making in full at the time. Reviewed on: 7th July 2026

Really good customer service, would recommend to any...

Really good customer service, would recommend to anybody. Reviewed on: 7th July 2026

I’ve been using PayPal Credit for a while now, and i...

I’ve been using PayPal Credit for a while now, and it has been a game-changer for my online shopping. The ability to spread the cost of larger purchases with the 0% interest offer is incredibly helpful for budgeting. The integration with my existing PayPal account makes checkout seamless and fast, and I appreciate how easy it is to manage my payments through the app. Reviewed on: 7th July 2026

I have always had a good experience using pay palalways

I have always had a good experience using pay palalways Reviewed on: 7th July 2026

It takes the worry out of buying an expensive item a...

It takes the worry out of buying an expensive item as you can pay over 3 months. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
nextpay
from Next 4.20 from 13 reviews
Klarna card
from Klarna 4.02 from 4 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 177651 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub