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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101298 reviews)

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4.76

Based on 101,296 reviews, last reviewed 1st Sep 2026

31% increase in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Good customer service, easy to use and good facility Reviewed on: 1st September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101298)

Excellent pay-in 3 product.

Excellent product which allows me to split a payment over 3 months with no interest charges. Allows me to buy items early when they become available on ebay Reviewed on: 8th July 2026

I had used pay in 3 previously with no problem, now...

I had used pay in 3 previously with no problem, now I am unable to use it being told they cannot provide this offer right now, considering there has been no change in my financial status other than an increase I find this absolutely ridiculous. Reviewed on: 8th July 2026

Great customer service

I recently had an issue with a transaction and reached out to PayPal’s customer service team, and I couldn’t be more impressed with how it was handled. From the moment I contacted them, the representative was friendly, patient, and genuinely invested in resolving my problem quickly. What stood out most was how clearly they explained each step of the process — no confusing jargon, just straightforward communication. My issue was resolved faster than I expected, and I received helpful follow-up to make sure everything was sorted on my end too. It’s rare these days to get support that feels this attentive and human. PayPal’s team turned what could have been a stressful situation into a smooth, reassuring experience. Highly recommend — this is how customer service should be done! Reviewed on: 8th July 2026

Easy platform to use and navigate

Easy platform to use and navigate Reviewed on: 8th July 2026

I’m rebuilding a vw camper and couldn’t do it withou...

I’m rebuilding a vw camper and couldn’t do it without the help from PayPal. Tried and trusted! Reviewed on: 8th July 2026

So handy and convenient

I have used this many times - it's so handy and convenient. Have been able to buy things I wouldn't normally as too much money. A great way to pay for things you need without breaking the bank. Reviewed on: 8th July 2026

Very easy to use.

Very easy to use. Any refunds get processed quickly. Good communications but not too many emails. Reviewed on: 8th July 2026

Pay pal is an all round happy experience

The pay pal app is very easy to navigate. All of my transactions can be viewed with minimal effort. any payments I make are quick and without stress. When I had an issue with a Vendor pay pal assisted quickly and efficiently fully taking the worry out of my hands. Reviewed on: 8th July 2026

Excellence

Excellent customer service ,easy straight forward Reviewed on: 8th July 2026

Gives me confidence

Always feel confident that PayPal will get my money to where it needs to go quickly and efficiently. Also that I get the money I may be owed. Reviewed on: 8th July 2026

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