Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97625 reviews)

View other PayPal products

4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (97625)

Excellent service

No problems at all, great way to spread the cost. Great service Reviewed on: 7th July 2026

Excellent, every time I use PayPal.

Excellent, every time I use PayPal. Pay in 3 really helped me a lot. I ordered my favorite stuff without worrying about money because of pay in 3 Reviewed on: 7th July 2026

Not used enough

I have used pay in 3 in a while and want my review to be accurate it works when used but I don’t use it often enough Reviewed on: 7th July 2026

Pau pal is very easy to use no fuss and...

Pau pal is very easy to use no fuss and no drama Reviewed on: 7th July 2026

Easy and convenient to use.

Easy and convenient to use. Simple to set up and make automatic payments. Reviewed on: 7th July 2026

Would definitely recommend

PayPal make secure payment for purchases online so easy . They have helped on a couple of occasions when things have gone wrong Reviewed on: 7th July 2026

Perfect way to pay

No late payments fees, always and anytime i can pay more if i want, very convenient and in case of problems easily can get money back. Perfect. Reviewed on: 7th July 2026

pay in 3

paypal has always been a useful form of payment option for me. i’ve used it a number of times and never had any problems, i appreciate the number of places i can use pay in 3. I think it’s a great way to feel that little bit better about spending Reviewed on: 7th July 2026

A safe way to pay

Have used PayPal for a number of years to buy items and it is a secure way of buying and paying and items are always protected and any disputes dealt with quickly. Also love the fact that if you don't want to pay out a lump sum you can pay in 3 equal payments over 3 months interest free yet item is paid for in full by PayPal. So many scam sites but if paid using PayPal I will not lose my money and quick and easy process in getting refunded. Would recommend to anyone who doesn't want to give bank details to just anyone Reviewed on: 7th July 2026

Peace of mind

On more than one occasion PayPal have reconciled issues for and on my behalf, so much more than dexterity than using alternative payment options. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.41 from 562 reviews
next 3step
from Next 4.18 from 5 reviews
Klarna card
from Klarna 4.02 from 4 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 176031 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub