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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101298 reviews)

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4.76

Based on 101,296 reviews, last reviewed 1st Sep 2026

31% increase in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Good customer service, easy to use and good facility Reviewed on: 1st September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101298)

Smart spending

Great advantage to be able to spread the cost of purchases Reviewed on: 8th July 2026

Excellent love the PayPal features like pay in 3 and...

Excellent love the PayPal features like pay in 3 and 0% credit, PP points etc. Reviewed on: 8th July 2026

It’s very easy to use and set up.

It’s very easy to use and set up. It only takes a few clicks and it all sorted. You get told if you’re accepted or not within a few seconds and it sets out your payment dates. The app is very easy to use to keep on top of payments and you also receive email reminders when payments are coming up which again is a great reminder Reviewed on: 8th July 2026

Always feel safe and secure using PayPal after order...

Always feel safe and secure using PayPal after ordering an item which wasn’t what it stated to be I contacted PayPal and they sorted it out very with no hassle and investigated to help me get my money back Reviewed on: 8th July 2026

Great that there’s no interest

Great that there’s no interest to pay in the split payments. Reviewed on: 8th July 2026

PayPal gives me a very good option to make payments...

PayPal gives me a very good option to make payments to companies that provide me with a service of payments. The use is very easy and I know that my banking details will always be totally safe and secure. Reviewed on: 8th July 2026

Would not be without it!

The pay in 3 service is very useful I find the app easy to use and convenient. Refunds go in quickly and customer service were very helpful when I had to speak to them. I got through reasonably quickly too. Reviewed on: 8th July 2026

Lovely experience help pay my goods

Lovely experience help pay my goods Reviewed on: 8th July 2026

Ive been using PayPal for well over 15 years!

Ive been using PayPal for well over 15 years! I frequently use the pay in 3 during months when perhaps im financially shorter than some or if I want to purchase something to try that I may need to return. I love the flexibility that I can pay it off early too. Customer services are brilliant with PayPal, I've not had to use it much but when I have its super easy and my issue is resolved quickly. Reviewed on: 8th July 2026

PayPal Works Well

Seems to be a well oiled machine, ie it works well. Reviewed on: 8th July 2026

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