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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101299 reviews)

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4.76

Based on 101,299 reviews, last reviewed 4th Sep 2026

26% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I've used PayPal for over 20 years and found the ser... I've used PayPal for over 20 years and found the service to be excellent, particularly when I first started using PP. More recently, not so good as I ... Read more Reviewed on: 4th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101299)

Easy to use and safer.

Easy to use and safer. Used many many times. Reviewed on: 8th July 2026

Easy to get help if needed.

Easy to get help if needed due to supplier issues Have used PayPal as one of my preferred methods of payment because I don’t have to disclose financial details to suppliers. Reviewed on: 8th July 2026

Pay in 3

I frequently use pay in 3 to help spread the cost Reviewed on: 8th July 2026

Using PayPal

I love that when I do bigger purchase I got option to split it in 3 with zero interest. It did helped me nay times when I was tight with budget. As well as using the card, it is just like using debit card. When I am for example waiting for money to come in my account I can use PayPal card and they take money off couple days later, which gives me this wee security that I always am covered. Using the card online is easy as well. Definitely recommended. Reviewed on: 8th July 2026

PayPal always efficient in agreeing to refund monies...

PayPal always efficient in agreeing to refund monies on returner goods Reviewed on: 8th July 2026

Simple easy terms.

Simple easy terms. Automatic payments that are evenly split. Reviewed on: 8th July 2026

Helpful budgeting.

Introducing the pay in 30 days is great. Also the 3 in 1 is fab way to buy what you want now quicker. Reviewed on: 8th July 2026

I use it often, never been a problem.

I use it often, never been a problem. Reviewed on: 8th July 2026

Love the simplicity and rewards are fantastic wouldn...

Love the simplicity and rewards are fantastic wouldn’t pay any other way now! Reviewed on: 8th July 2026

PayPal pay in 3 gives me the flexibility I need when...

PayPal pay in 3 gives me the flexibility I need when making purchases. It is a easy experience everytime I use PayPal, I love the app, customer service is always great and I feel it beers other competitors Reviewed on: 8th July 2026

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