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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80871 reviews)

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4.76

Based on 80,729 reviews, last reviewed 6th Jul 2026

464% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always excellent - faultless service and would highl... Always excellent - faultless service and would highly recommend to anyone Reviewed on: 6th July 2026

Latest lowest rating:

2

PayPal is no longer competitive. PayPal is no longer competitive there are many more options out there that to way better job so PayPal needs to review their competitors and improve t... Read more Reviewed on: 6th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80871)

I have had a few problems but they were resolved ami...

I have had a few problems but they were resolved amicably Reviewed on: 11th June 2026

I use PayPal for 90% of all online transactions and...

I use PayPal for 90% of all online transactions and have done for It feels safer, and I know that PayPal would always support on any disputes or where anything went awry with an online purchase Reviewed on: 11th June 2026

It's great to make larger hobby purchases and spread...

It's great to make larger hobby purchases and spread it over time Reviewed on: 11th June 2026

I regularly use PayPal to pay over 3 months

I regularly use PayPal for more expensive items. As a pensioner even a payment of £100 in on go can be impactful. Spreading the payment over 3 months allows me to buy items without incurring the punitive interest of a credit card purchase. For smaller purchases I prefer to use PayPal wherever possible so that random companies do not hold my debit card details. Reviewed on: 11th June 2026

Pay in 3 is very convenient.

Pay in 3 is very convenient and hassle free Reviewed on: 11th June 2026

I use PayPal wherever possible whilst shopping online.

I use PayPal wherever possible whilst shopping online. It is my most trusted method of payment and I very rarely experience problems; when I do, it's usually from a seller and PayPal sort it out very quickly. Pay in 3 is extremely useful for making purchases and spreading the cost across multiple months in easy to afford, interest free, installments - sometimes I'll even buy something on Pay in 3, just to get me to payday and then pay off the plan in one go. No other service is as simple to use as PayPal and I don't know what I would do without them sometimes. Reviewed on: 11th June 2026

For Personal Use: "I absolutely love PayPal!

For Personal Use: "I absolutely love PayPal! It’s so easy to use for splitting bills with friends or buying items online. It gives me peace of mind knowing my financial details are hidden from the retailer, and the buyer protection is a huge plus. Highly Recommended Reviewed on: 11th June 2026

It helps me a lot in purchasing things

It helps me a lot in purchasing things Reviewed on: 11th June 2026

Great no hassle interest free payment plan option.

It’s great to have an interest free payment plan option if you really want something but not sure if you can afford it in one payment. I’ve therefore obviously found it most help with big ticket items I buy occasionally. Reviewed on: 11th June 2026

Peace Of Mind

I always pay via PayPal if possible as it gives me peace of mind to know my money is safe and secure. Reviewed on: 11th June 2026

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