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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101299 reviews)

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4.76

Based on 101,299 reviews, last reviewed 4th Sep 2026

26% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I've used PayPal for over 20 years and found the ser... I've used PayPal for over 20 years and found the service to be excellent, particularly when I first started using PP. More recently, not so good as I ... Read more Reviewed on: 4th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101299)

PayPal enables me to speedily settle bills

PayPal enables me to speedily settle bills without having to further disclose my banking details to new sellers Reviewed on: 8th July 2026

I use PayPal because it’s quick, easy to use and has...

I use PayPal because it’s quick, easy to use and hassle free. Reviewed on: 8th July 2026

Just works every time

i’ve used Paypal for years and it so easy to use. Had a few issues with payment/goods and Paypal helped so no hassle or faff. Reviewed on: 8th July 2026

Safe, reliable payment method and more

Always reliable, very helpful when I’ve had a problem with a payment. I’ve always felt it is a safe way to pay online payments. The App is easy to navigate and I receive regular emails informing me of payments I’ve just made and statements of my account. They offer much more but I haven’t explored these options as yet. Reviewed on: 8th July 2026

confidence spending

it makes me feel safe and secure each time I USE PAYPAL Reviewed on: 8th July 2026

3 easy payments

It’s nice to be able to purchase items and pay over 3 months with no interest fees, the process is simple and easy at checkout and it allows people who cannot afford to pay the lump sum still able to purchase items with no extra hidden costs Reviewed on: 8th July 2026

Overall really good!

Whenever I've called the handler has been very helpful and polite. I think the app could be made a little easier to navigate though. Reviewed on: 8th July 2026

Can afford expensive things paying less monthly

Can afford expensive things paying less monthly Reviewed on: 8th July 2026

I use PayPal pay in 3 for many purchases.

I use PayPal pay in 3 for many purchases. It allows me to buy bigger items and gives me more buying power. It’s very convenient, quick to set up and I feel confident in purchasing items by PayPal. Generally I don’t make a purchase unless I can pay by PayPal. Reviewed on: 8th July 2026

Applied for pay in 3 again and no problems

Applied for pay in 3 again and no problems Reviewed on: 8th July 2026

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