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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101304 reviews)

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4.76

Based on 101,302 reviews, last reviewed 6th Sep 2026

23% increase in 5 star reviews

in the past 90 days

23% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101304)

I use PayPal when ever I can the pay in 3 is excelle...

I use PayPal when ever I can the pay in 3 is excellent for the more costly items and no extra to pay result Reviewed on: 8th July 2026

Handy znd srcure.

Handy znd srcure. Rather than filling each time card details or loading cards on the phone Reviewed on: 8th July 2026

PayPal is great to use

I have been using PayPal for over 10 years and I have never had an issue. Payments are easy to make and being paid for things is also easy. The app is easy to use and very user friendly. PayPal also has pay in three and PayPal credit which can always help if you need that extra breathing space. Reviewed on: 8th July 2026

always reliable and efficient clear and immediate e...

always reliable and efficient clear and immediate emails of purchases and refunds. i feel more secure using PayPal than other forms of online payment Reviewed on: 8th July 2026

Transparent and easy.

Transparent and easy. Good communication - reminders of instalment payments due, clear instructions and easy to find Q&A section. Excellent all-rounder, whether using to make a direct payment or instalments. My go-to method of payment for online purchases. Reviewed on: 8th July 2026

Always feel confident and reassured using PayPal

Always feel confident and reassured using PayPal Reviewed on: 8th July 2026

Easy, reliable and accessible way to spread payments...

Easy, reliable and accessible way to spread payments, without entering into a long contract with high interest rates. Super helpful in the world today where everything is so expensive. Reviewed on: 8th July 2026

Pay in 3 installments without it costing you extra

Pay in 3 has helped me out so many times when I haven’t been able to afford the payment in one go. I am 75yrs old and it’s so easy to do. Reviewed on: 8th July 2026

Always great experience.

Always great experience. Love the option of pay in 3 and a nice overview of future payments Reviewed on: 8th July 2026

fast, reliable, I recommend.

fast, reliable, I recommend. I often use it for shopping and money transfers.. Reviewed on: 8th July 2026

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