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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101304 reviews)

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4.76

Based on 101,304 reviews, last reviewed 8th Sep 2026

13% decrease in 5 star reviews

in the past 90 days

12% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101304)

Quick, easy and safe

Lovely experience using pay in 3 as well as to cancel unwanted subscriptions Reviewed on: 8th July 2026

so gar good have not had to contact support

so gar good have not had to contact support Reviewed on: 8th July 2026

Always handy to spread the costs

Always handy to spread the costs Reviewed on: 8th July 2026

PayPal forever

Been using PayPal for years. Never had a problem. Easy, quick to use Reviewed on: 8th July 2026

Fast and trustworthy way to shop when don’t want to...

Fast and trustworthy way to shop when don’t want to directly add card. Has good options such as pay in 3 and customer service! Reviewed on: 8th July 2026

Great way to spread the cost of shopping and so fast...

Great way to spread the cost of shopping and so fast and easy to use, literally a couple of clicks and your done, also the fastest way to be credited for refunds…. I use this for the majority of all my online shopping as I feel safe knowing I’m protected by PayPal. Reviewed on: 8th July 2026

Never had a problem with them, they will always chas...

Never had a problem with them, they will always chase up rogue traders to get your money back. Reviewed on: 8th July 2026

Easy to access.

Easy to access. Trusted provider. Never experienced any problems. Reviewed on: 8th July 2026

Good service and well managed any issues is dealt wi...

Good service and well managed any issues is dealt with no hassle at all. Reviewed on: 8th July 2026

Fantastic financial service

Anytime I’ve had a problem with a seller or shop or product, PayPal have sorted it for me swiftly and friendly plus their app is easy to use and navigate too! Pay in 3 is useful for some big purchases and they just seem to be getting better and more useful than my bank Reviewed on: 8th July 2026

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