Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101274 reviews)

View other PayPal products

4.76

Based on 101,274 reviews, last reviewed 9th Aug 2026

90% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

My honest opinion Ive been with paypal for20 yrs now. I have found it a great way to pay for items over a period of time or completed transactions immediately versati... Read more Reviewed on: 9th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101274)

I have had a few times where I have needed help for...

I have had a few times where I have needed help for refunds and PayPal have given excellent service. Reviewed on: 7th July 2026

Easy to use and seamless transactions

Easy to use and seamless transactions Reviewed on: 7th July 2026

Safe transaction

Easy access and secure, it is comforting to know you are very safe and secure with your transactions Reviewed on: 7th July 2026

You can buy on any budget big or small with PayPal.

I particularly like the choice PayPal offers of allowing, ‘paying in three’ interest free instalments, spreading the costs for people with limited budgets. Also, reminder emails are sent to show progress on payment. Reviewed on: 7th July 2026

Never a problem!

Never a problem! Adds a layer of security and peace of mind between you and the seller. Reviewed on: 7th July 2026

Life saver

PayPal pay in three has been a life saver for me helps me manage expensive items and allows an affordable option!! Reviewed on: 7th July 2026

PayPal Pay in 3 highly recommended service

I have used pay in 3 on a few occasions which has been a great help with my finances. I cannot praise this facility enough. The communication from Paypal is perfect, making me aware when the next payment is due. A very helpful service. Reviewed on: 7th July 2026

Every time I’ve used pay in 3 my credit score is aff...

Every time I’ve used pay in 3 my credit score is affected so stopping using ut Reviewed on: 7th July 2026

Simple and effective transactions and controls

Simple and effective transactions and controls Reviewed on: 7th July 2026

Flexible payment plans, and a reliable app to review...

Flexible payment plans, and a reliable app to review and process payments. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181112 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub