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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101274 reviews)

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4.76

Based on 101,274 reviews, last reviewed 9th Aug 2026

90% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

My honest opinion Ive been with paypal for20 yrs now. I have found it a great way to pay for items over a period of time or completed transactions immediately versati... Read more Reviewed on: 9th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101274)

Fantastic experience

I recently had a fantastic experience using PayPal Pay in 3. I wanted to purchase a new laptop but preferred to spread the cost over a few months rather than paying all at once. With PayPal Pay in 3, I was able to split the total into three interest-free payments, making it far more manageable. The checkout process was incredibly straightforward – I simply selected the Pay in 3 option at the online store’s payment page. I immediately received a clear breakdown of the payment schedule, including the exact dates and amounts for the next two instalments. PayPal also sent me reminders before each payment, so I never had to worry about missing a due date. It gave me the flexibility to budget responsibly without any extra fees, and the convenience of tracking everything directly in my PayPal app made it stress-free. Overall, using PayPal Pay in 3 made the shopping experience smooth, secure, and surprisingly simple. Reviewed on: 7th July 2026

PayPal is the original disruptor in consumer finance...

PayPal is the original disruptor in consumer finance and it was revolutionary when it launched and is still a great service. I would like to see a bit more transparency in the statements but that's the only thing in my wishlist Reviewed on: 7th July 2026

Quick and easy, no hidden charges

Quick and easy, no hidden charges Reviewed on: 7th July 2026

Easy to use.

Easy to use. Safely use for purchases. Reviewed on: 7th July 2026

Secure and easy to use

I always use PayPal as it is secure and so easy to use. My experience with PayPal’s has always been positive. Reviewed on: 7th July 2026

Easy manageable split payments.

Easy manageable split payments. For when you need to budget Reviewed on: 7th July 2026

I’ve never had any problems using PayPal

I’ve never had any problems using PayPal it’s been a great experience for me. Reviewed on: 7th July 2026

Pay in 3 always works great for me!

Pay in 3 always works great for me, no questions asked, it's always a nice option to be that I know is there for you when you need it. Never had any problems with it before paying from 100 to 1000 pounds Reviewed on: 7th July 2026

Love pay in 3 so you can spread the cost on bigger p...

Love pay in 3 so you can spread the cost on bigger purchases Reviewed on: 7th July 2026

the ease and security of using paypal

I love the ease and security of using paypal Reviewed on: 7th July 2026

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