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PayPal: Pay in 3 reviews

4.76
Based on 101,274 reviews, last reviewed 9th Aug 2026
90% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My honest opinion Ive been with paypal for20 yrs now. I have found it a great way to pay for items over a period of time or completed transactions immediately versati... Read more Reviewed on: 9th August 2026
david aldham's avatar
david aldham

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101274)

Its easy to use when paying things online

5
Its easy to use when paying things online Reviewed on: 7th July 2026

Great software

5
been using paypal for years now. never had any problems and have used the 3 month by now pay in 3. great system Reviewed on: 7th July 2026

A site you can trust

5
I’ve used PayPal for years, trustworthy site, any issues are sorted as quickly as possible with good correspondence, keeps you informed of all updates etc and things like that. Reviewed on: 7th July 2026

Paypal has enabled me to budget well.

5
Paypal has enabled me to budget well. It's just been such a support for our family when money has been tight. Reviewed on: 7th July 2026

Very easy

4
I love it, very easy to use and very accessible Reviewed on: 7th July 2026

Ideal solution for short term credit

5
There was something that would help for work and it wasn't going to remind on eBay till pay day so being able to use the pay on 3 really helped me get the gadget I needed. Reviewed on: 7th July 2026

I've had good experience with PayPal for many years

5
I've had good experience with PayPal for many years Reviewed on: 7th July 2026

PayPal is excellent at providing different options a...

5
PayPal is excellent at providing different options at the point of purchase whether purchasing straight away or pay in 3. Reviewed on: 7th July 2026

Top notch service

5
It was easy to apply for pay in 3 for a laptop I wanted, but when I received the laptop, it was the wrong model and the model I wanted was out of stock, so I returned the laptop for a full refund and PayPal issued me a refund promptly, top notch service. Reviewed on: 7th July 2026

Love the pay in 3s

5
Love the pay in 3s - very convenient and the cash back. Reviewed on: 7th July 2026

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