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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101273 reviews)

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4.76

Based on 101,272 reviews, last reviewed 8th Aug 2026

95% increase in 5 star reviews

in the past 90 days

106% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I use Paypal regularly and feel safe. I use Paypal regularly and feel safe. Reviewed on: 8th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101273)

Great product

Always helpful especially sorting disputes and refunds easy safe way to pay especially as I'm the older generation and not really tech savvy easy to navigate and keep an eye on what I'm spending Reviewed on: 7th July 2026

Easy to use.

Easy to use. Readily available to help me budget. Quick and professional service. Excellent value. Reviewed on: 7th July 2026

Very easy to use and great to budget

Very easy to use and great to budget Reviewed on: 7th July 2026

Spread payments sensibility.

Excellent way to pay for items without leaving yourself short until the next payday. Definitely good if an appliance or really expensive item needs bought, Reviewed on: 7th July 2026

If I ever have a problem it’s sorted very fast , the...

If I ever have a problem it’s sorted very fast , the customer service is excellent thank you Reviewed on: 7th July 2026

Brilliant service could not do without PayPal

Brilliant service could not do without PayPal Reviewed on: 7th July 2026

Easy to use and saves me worrying about giving my ba...

Easy to use and saves me worrying about giving my bank details to every company. Also makes it a little too easy to spend money ... Reviewed on: 7th July 2026

Great, and sensible method of spending

It's easy to use, and helps me manage stretch bigger payments out so I can afford the necessities which are more important. The only downside is I wish more places retailers used the pay-in-3 option Reviewed on: 7th July 2026

PayPal Pay in 3 - Simple, Transparent and Reliable

PayPal Pay in 3 has helped me on many occasions when I might otherwise have struggled. It's simple to use, easy to keep track of, and I appreciate how transparent the whole process is. I haven't experienced any drawbacks so far. The option to make early repayments is also a great feature, giving me extra flexibility when I can pay it off sooner. I only wish more financial products were this straightforward, transparent, and easy to manage. Reviewed on: 7th July 2026

PayPal has always been the gateway to easy transacti...

PayPal has always been the gateway to easy transactions while also providing the upmost im security Reviewed on: 7th July 2026

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