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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (75038 reviews)

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4.76

Based on 75,038 reviews, last reviewed 22nd Jun 2026

4962000% increase in 5 star reviews

in the past 90 days

9100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal. It’s priceless. Love PayPal. Safe way to pay. You feel in control and the process is very simple.. In this day and age that’s priceless! Reviewed on: 22nd June 2026

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (75038)

Very easy to use PayPal.

Very easy to use PayPal. It’s great they offer points on purchases now. Reviewed on: 8th June 2026

Very quick and easy process, clear instructions and...

Very quick and easy process, clear instructions and super fast checkout, will definitely use PayPal pay in 3 again. Have recommended to friends also. Reviewed on: 8th June 2026

I was always wary about splitting payments but PayPa...

I was always wary about splitting payments but PayPal was my first experience and the fact it’s just an option outside of the retailers process is really helpful. I’ve had no issues with any of my pay in 3 purchases and would do it again. Reviewed on: 8th June 2026

Reliable credit option for everyday purchases

I’am a PsyPal customer for over 12 years and I have a very positive experience with PayPal Credit.The application process is straightforward,and having the option to spread payments over time has been very helpful for managing larger purchases. The account is easy to use through PayPal, payments are simple to track, and customer service has been responsive whenever I’ve needed assistance.The promotional financing offers can provide real value when used responsibly. Overall, it’s a convenient and reliable credit option for my online shopping needs. Reviewed on: 8th June 2026

Ideal way to spread the cost.

I've made several purchases using the pay in three deal. Very useful fora controlled budget Reviewed on: 8th June 2026

I used PayPal Pay in 3 around Christmas time when ca...

I used PayPal Pay in 3 around Christmas time when cash-flow was a concern. It was easy to arrange with just a click to choose. I was kept informed about my payment and balance over the 3 months which helped with my finances. Reviewed on: 8th June 2026

Easy to use when I need to spread the cost.

Easy to use when I need to spread the cost. Usually when approaching pay day, its easier to spread the cost of purchases Reviewed on: 8th June 2026

Great way to.buy at zero % interest

Great way to.buy at zero % interest. Reviewed on: 8th June 2026

A great way to spread the cost.

I’ve used PayPal Pay in 3 a few times and found it really useful when I wanted to spread the cost of something without any hassle. It’s straightforward to set up, the payment dates are clear, and everything is easy to keep track of in the app. I’ve never had any issues with it and it’s become one of my preferred payment options when shopping online. Reviewed on: 8th June 2026

Absolutely love PayPal Pay in 3!

Absolutely love PayPal Pay in 3! I use it a lot to spread the cost of my purchases which gives me flexibility and peace of mind when buying expensive items Reviewed on: 8th June 2026

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