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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101272 reviews)

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4.76

Based on 101,272 reviews, last reviewed 8th Aug 2026

95% increase in 5 star reviews

in the past 90 days

106% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I use Paypal regularly and feel safe. I use Paypal regularly and feel safe. Reviewed on: 8th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101272)

convenient, easy to use, and makes managing larger p...

convenient, easy to use, and makes managing larger purchases much more affordable. Reviewed on: 7th July 2026

I always use PayPal to pay for goods that I buy on t...

I always use PayPal to pay for goods that I buy on the internet, I feel my transactions are safe, Reviewed on: 7th July 2026

Pay in 3 Equals Happy Little Old Me

Pay in 3 makes things so much easier and less stressful. It’s super helpful when trying to complete collections/hobbies even when you don’t have the whole amount of money to spend at once, it’s nice to be able to treat yourself even when you don’t have the whole amount at every given moment. I’ve never felt stressed about using PayPal: Pay in 3 for any reason whatsoever and is usually my first port of call for any large payments! Always a wonderful experience. Reviewed on: 7th July 2026

Really easy to use and I know this is my safest opti...

Really easy to use and I know this is my safest option and prefer to use PayPal because of how it protects. Reviewed on: 7th July 2026

PayPal, excellent and innovative

Very positive in all transactions I have made with PayPal. I think first to use pay in 3, which is excellent for cash flow. Reviewed on: 7th July 2026

Great way to safely pay for goods

Great way to safely pay for goods Reviewed on: 7th July 2026

Flexible and Hassle-Free

I used PayPal Pay in 3 for a recent purchase, and the whole experience was excellent. It was quick and easy to set up, with a clear breakdown of when each payment would be taken. The payments were processed automatically on the agreed dates, and there were no unexpected fees or surprises. It’s a great option if you want to spread the cost of a purchase while keeping everything straightforward. I would definitely use PayPal Pay in 3 again and recommend it to others. Reviewed on: 7th July 2026

I love the option of paying in 3 its so easy to set...

I love the option of paying in 3 its so easy to set up and use. You only have a few clicks to spread the cost over three months, no interest. Larger purchases like birthday treats for family or Christmas. it's really a no brainer. Reviewed on: 7th July 2026

Excellent, efficient, safe and easy

Excellent, efficient, safe and easy Reviewed on: 7th July 2026

I love it!

I love it! Gives flexibility without being confusing or credit checks etc Reviewed on: 7th July 2026

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