Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101272 reviews)

View other PayPal products

4.76

Based on 101,272 reviews, last reviewed 8th Aug 2026

95% increase in 5 star reviews

in the past 90 days

106% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I use Paypal regularly and feel safe. I use Paypal regularly and feel safe. Reviewed on: 8th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101272)

Good facility.

I have frequently used the Pay in 3 facility which is easy and very convenient for spreading costs of larger purchases. Reviewed on: 7th July 2026

Always easy to use

Always easy to use, clear instructions, prompt email reminders, easy to repay late payments. Reviewed on: 7th July 2026

Big fan of PayPal pay in 3!

As an existing PayPal customer, I only use the pay in 3 capability provided by PayPal, as it saves me from having to manage another account and password. The PayPal app is so easy to use, and the reminder emails when payments are due, mean I have full visibility and control of my account. Highly recommend Paypal. Reviewed on: 7th July 2026

It makes life so much simpler.

It makes life so much simpler. 0% on 3 installments takes pressure off Reviewed on: 7th July 2026

Hayley j

I am a single parent and this has been a god send . The customer service is excellent . Paying over makes it alot easier and affordable for my self Reviewed on: 7th July 2026

Fortunately I’ve only had a few queries over many ye...

Fortunately I’ve only had a few queries over many years with PayPal but they have always been dealt with quickly and fairly. Reviewed on: 7th July 2026

very efficient and easy to use, explains every step

very efficient and easy to use, explains every step Reviewed on: 7th July 2026

It is amazing I have been using PayPal for years and...

It is amazing I have been using PayPal for years and it has never let me down Reviewed on: 7th July 2026

PayPal Pay in 3 is a convenient way to pay

PayPal Pay in 3 is so easy to use and there are no extra charges or interest. I like how convenient it is for purchases that are a bit more expensive but manageable. Reviewed on: 7th July 2026

I always use Pay Pal: Pay in 3 it’s really handy for...

I always use Pay Pal: Pay in 3 it’s really handy for things like train tickets and online orders Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181112 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub