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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (74549 reviews)

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4.76

Based on 74,549 reviews, last reviewed 21st Jun 2026

4915000% increase in 5 star reviews

in the past 90 days

9100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Really effective practical and customer friendly des... Really effective practical and customer friendly design. And responsive customer service team Reviewed on: 21st June 2026

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (74549)

Easy to use & convenient, always happy to use the p...

Easy to use & convenient, always happy to use the pay in 3 option as it provides an easy and clear payment plan. Reviewed on: 8th June 2026

Great financial asset

Used the products which are first class Reviewed on: 8th June 2026

Use it whenever i can.

Use it whenever i can. Being able to spread out costs is a life saver Reviewed on: 8th June 2026

I had wanted to buy a new household appliance for a...

I had wanted to buy a new household appliance for a while. Then I realised I could afford to buy it through PayPal, Pay in 3. Applied and was accepted. Very convenient, very happy.. It was quick and easy. I am being kept informed of my progress. How much I have paid and when the next payment is due. Will recommend when buying certain items slightly above usual budget! Reviewed on: 8th June 2026

Convenient way of spreading the cost of purchases

Convenient way of spreading the cost of purchases over three months without paying interest. Payments are taken on the same day each month so entirely predictable and easy to plan for. No particular downsides that I can see. Paypal are so well established now and generally reliable and helpful in my experience. Reviewed on: 8th June 2026

PayPal is the easiest way to pay for things online,...

PayPal is the easiest way to pay for things online, so easy to chose the card you want to pay with. Reviewed on: 8th June 2026

Smooth experience, convenient and excellent support

Smooth experience, convenient and excellent support Reviewed on: 8th June 2026

Good experience using the 3 installment payment plan

Good experience using the 3 installment payment plan Reviewed on: 8th June 2026

Brilliant service, easy to use.

Brilliant service, easy to use. Definitely use again Reviewed on: 8th June 2026

My PayPal is Safe & Secure

I’ve used PayPal for a number of years and found it a safe & secure site. It can be relied on to solve payment issues quickly & easily. Reviewed on: 8th June 2026

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