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PayPal: Pay in 3 reviews

4.76
Based on 74,541 reviews, last reviewed 21st Jun 2026
4914200% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very reliable, never had any problems or issu... Always very reliable, never had any problems or issues with the service. If I have had a problem with not receiving an item they have always had my ba... Read more Reviewed on: 21st June 2026
David M's avatar
David M

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (74542)

PayPal service

5
Easy to use and clearly explains all procedures. If unsure customer service is readily available and very helpful. Reviewed on: 8th June 2026

Excellent all round service

5
Easy to set up and really helps to pay items by instalments Reviewed on: 8th June 2026

It enables me to make more pricey purchases,

5
Pay in 3 is amazing it enables me to make purchases, that I wouldn’t usually be able to manage without diligently saving in advance. It’s my go to for more pricey purchases. Reviewed on: 8th June 2026

Always a positive experience.

5
Always a positive experience. Trusted service who I can rely on Reviewed on: 8th June 2026

Easy to use and good options.

5
Easy to use and good options. Feel protected online when using. Rewards amd partner lonks are of interest too. Reviewed on: 8th June 2026

Excellent service ggggggggggggggggg

5
Excellent service ggggggggggggggggg Reviewed on: 8th June 2026

I've been using PayPal installments for a while now,...

5
I've been using PayPal installments for a while now, and have come to rely on them. They make previously unavailable products available. I also like that you can have multiple installment payments, as I assumed you would have to have paid one installment plan in full before starting a new one. Reviewed on: 8th June 2026

Easy process to follow.

4
Easy process to follow. Would definitely recommend. Reviewed on: 8th June 2026

Its my first choice to pay in 3..

5
Have used pay in 3 many times as a pensioner it helps me keep to budget and afford to buy things I need or gifts for others Reviewed on: 8th June 2026

Always had a good experience with using PayPal.

5
Always had a good experience with using PayPal. Never had any issues. Spoke to customer service once and was also a very good experience. Reviewed on: 8th June 2026

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