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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (73966 reviews)

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4.76

Based on 73,966 reviews, last reviewed 19th Jun 2026

4860400% increase in 5 star reviews

in the past 90 days

9000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Would recommend Have used multiple times and would recommend Reviewed on: 19th June 2026

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (73966)

Good responsible lending

You know upfront what you will pay. It gives you a clear timeline of how much and when you ll pay. This gives real peace of mind splitting a big expense into smaller more affordable chunks. Its also a responsible lender by either accepting or refusing based on affordability Reviewed on: 8th June 2026

Ease the stress, use 3 in 1 when offered

What could be easier than clicking Pay in Three and spread your expenditure over the next two months. I have been using this feature since being introduced. Go 3 in 1! Reviewed on: 8th June 2026

Really useful, safe tool,

Really useful when requesting money from friends, splitting bills or the pay in 3 option when shopping online. Great to know it’s safe and secure. Helpful customer services in the event of any questions which may arise. Reviewed on: 8th June 2026

It was ok !

It was ok but nothing to report on Reviewed on: 8th June 2026

Pay pal pay in 3 is a brilliant solution especially...

Pay pal pay in 3 is a brilliant solution especially if you are looking to buy something you can’t afford at that moment paying it in 3 instalments is a great way to achieve the purchase Reviewed on: 8th June 2026

I prefer to use PayPal to purchase for my security.

I prefer to use a debit card to purchase and with which I lose protection from fraud, it’s just that I of the age that I do not like credit cards; so I use PayPay when I can because I know they have excellent customer sup[ort. Reviewed on: 8th June 2026

Pay in 3 is a great financial opportunity

Pay in 3 is a great financial opportunity to buy items without interest. I have used it many times and always felt comfortable with the payments. Reviewed on: 8th June 2026

Easy to use

Great service. Easy to use. Would recommend. Use it all the time for purchases when I need a bit more time to pay. Reviewed on: 8th June 2026

Easy transaction.

Easy transaction. Simple to use and a great tool. Very easy to use and navigate Reviewed on: 8th June 2026

Pay in 3 is so easy

Pay in 3 is so easy with reminders about upcoming payments Reviewed on: 8th June 2026

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