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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101271 reviews)

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4.76

Based on 101,271 reviews, last reviewed 6th Aug 2026

104% increase in 5 star reviews

in the past 90 days

106% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101271)

Perfect PayPal

Extremely useful option, easy to use. Reviewed on: 7th July 2026

PayPal: A Reliable Friend for My Finances

PayPal for me is like a reliable friend. I can trust it to send my money wherever I want. I can also borrow money with no interest and pay it back within three months. I can quickly receive money from other people through PayPal as well. It is always there whenever I need something to rely on financially. Payments are secure, and the customer service is brilliant. They respond very quickly whenever I need help. I have been using PayPal for many years—I honestly don’t even remember how long! :) Reviewed on: 7th July 2026

Very good Welldone happy well done

Very good Welldone happy well done Reviewed on: 7th July 2026

Used PayPal for quite a few years and always found i...

Used PayPal for quite a few years and always found it simple to use, value for money and helpful when using PayPal pay in 3 Reviewed on: 7th July 2026

Easy to apply

Easy to apply and clear as to payments how much and when. Helps my small business buy machinery occasionally Reviewed on: 7th July 2026

bigger purchases and Christmas

When I’ve made bigger purchases and had to buy Christmas presents it’s really helped out have the pay in 3 option. Excellent service, really easy if you have a problem it’s sorted out really quickly my go to every time. Reviewed on: 7th July 2026

Quick, easy and secure.

It's quick to sign up to PayPal and easy to link your bank account and bank cards for payments. PayPal has good security to protect your details, and has great support for whenever you have any issues or queries. Reviewed on: 7th July 2026

PayPal Pay in 3 has been a really useful option when...

PayPal Pay in 3 has been a really useful option when money is tight. It makes larger, necessary purchases much more manageable by spreading the cost over three interest-free payments instead of paying everything upfront. I’ve found it especially helpful for unexpected expenses or essential items that I need before payday. The app and repayment process are straightforward, and it’s easy to keep track of upcoming payments. My only real criticism is that I wish Pay in 3 was available with more retailers. It would be even more useful if it could be used across all vendors rather than only participating merchants. Overall, it’s a convenient, flexible service that has genuinely made budgeting easier, and I’d definitely recommend it to anyone who uses credit responsibly. Reviewed on: 7th July 2026

Safe & secure to use, which gives peace of mind.

Safe & secure to use, which gives peace of mind. Reviewed on: 7th July 2026

It works for me

I use PayPal pay in 3 all the time, it works for me with my business also I feel safer purchasing through PayPal online. If a company doesn’t let you pay by PayPal I won’t purchase, it’s because I trust PayPal to protect me Reviewed on: 7th July 2026

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