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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 73,946 reviews, last reviewed 19th Jun 2026
4858600% increase in 5 star reviews
in the past 90 days
9000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use when you need it, Very easy to use when you need it, can give you just a bit of breathing space or make that slightly more expencive item reachable. Reviewed on: 19th June 2026
CjB 's avatar
CjB

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026
M L B's avatar
M L B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (73946)

Paypal pay in three option.

5
I had to pay a quite large invoice of some £350 and opted for the paypal pay in three option to spread the load. Paypal have been very efficient keeping me informed and up to date all the way. I would use this method of payment again without any hesitation if the retailer offered it. Reviewed on: 8th June 2026
PS's avatar
PS

Can’t recommend highly enough..

5
Very easy to use, always keep me up to date with notifications of upcoming payments, all the usual PayPal protection on purchases.flexible payments are so easy to manage. Reviewed on: 8th June 2026
Chris M's avatar
Chris M

Great service, easy to use, never any problems

5
Great service, easy to use, never any problems Reviewed on: 8th June 2026
Sue D's avatar
Sue D

Easy app to navigate golerpmtravk of your activity

5
Easy app to navigate golerpmtravk of your activity Reviewed on: 8th June 2026
Sharon Sullivan's avatar
Sharon Sullivan

A great service

5
It’s a great way to spread the cost, easy to set up and one less worry Reviewed on: 8th June 2026
Chef's avatar
Chef

Good Experience

5
Never tried pay in 3 before but was fantastic Reviewed on: 8th June 2026
Greens's avatar
Greens

Easy way to pay,

5
Easy way to pay, give reminders as and when no issues with setting up a nd using this payment plan Reviewed on: 8th June 2026
Ronhobson's avatar
Ronhobson

Straight forward plan

5
It’s pretty straightforward they tell you how much they are going to take out of your bank account and when. Specially handle for those big price or emergency items that always seem to come up at the wrong time Reviewed on: 8th June 2026
John J's avatar
John J

PayPal in 3 gets 10 out of 10.

5
PayPal’s Pay in 3 is great if you want to spread your payments over a short period of time. I don’t like paying for things on credit but Pay in 3 allows you to make purchases without breaking the bank. Easy to use, and without fuss. Reviewed on: 8th June 2026
Trevor V's avatar
Trevor V

A very happy and satisfied PayPal 'Pay in 3' customer.

5
I have used PayPal Pay in 3 for a number of years. It is easy to use and everything is taken care of, so I don't have to worry about remembering to pay every month. Because it is interest free, you are not paying any extra and it is ideal for mid-price purchases, so the monthly repayment is not too onerous. Everything is clearly explained and email updates to tell you when repayments are coming up or have been made are invaluable. There are now Reward points as well, which can be used as part payment on a purchase. I am 100% confident that the payment process will work seamlessly, so it is a great financial product. Reviewed on: 8th June 2026
Carol P's avatar
Carol P

Review PayPal: Pay in 3 now

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