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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101262 reviews)

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4.76

Based on 101,260 reviews, last reviewed 5th Aug 2026

114% increase in 5 star reviews

in the past 90 days

142% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Ok for backup Ok for credit and backup. Very secure and safe for shopping. Reviewed on: 5th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101262)

Always been very helpful in sorting out any problems...

Always been very helpful in sorting out any problems I have encountered Reviewed on: 7th July 2026

So helpful for me..

So helpful for me especially as a low income family PayPal helps me get my family things they need and the pay in 3 is such a big help. Reviewed on: 7th July 2026

PayPal. What more do you need?

The flexible payment terms, debit card and customer service are second to none. Simple fast resolutions and transactions what more do you need from a payment supplier. Reviewed on: 7th July 2026

Very easy to use, no hassle, easy and convenient.

Very easy to use, no hassle, easy and convenient. The flexibility of no extra fees is very helpful, puts your mind at ease when using this. Reviewed on: 7th July 2026

Really easy to use and great for budgeting so not go...

Really easy to use and great for budgeting so not going overdrawn especially when doing up a house! Reviewed on: 7th July 2026

Great and easy way to make payments

I like using PayPal to make payments, I feel like my money is protected. Reviewed on: 7th July 2026

Smooth process and very convenient to use.

Smooth process and very convenient to use. Needed at the right time. Reviewed on: 7th July 2026

.reliable..

Easy way to pay for for your purchases or split them over three payments with no interest Reviewed on: 7th July 2026

Convenient and easy

Very useful and easy to use. It’s extremely convenient and helps you manage your finances Reviewed on: 7th July 2026

Safe, Reliable and Easy to Use..

First, I started using PayPal for the extra safety net they provide with payments. And I must say, it has been an excellent experience. But recently, just last month here - June 2026, I wanted to spread the cost of my bathroom purchases because I was doing over the kids bathroom and the staff recommended that I use B&Q’s flexible payment plan, Creation. I agreed and went with it, only to encounter delays in approval and the builders are already stripping off the bathroom. Thinking of what to do to avoid extra charges from the builder and I remembered Pay-In-3.. And within 15 minutes the payment went through. Reviewed on: 7th July 2026

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