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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 64,230 reviews, last reviewed 10th Jun 2026
3937600% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal can be a life saver at times! PayPal can be a life saver at times for me when I really need something but can’t afford it outright. It’s so easy with three easy equal and automatic... Read more Reviewed on: 10th June 2026
Dazzler's avatar
Dazzler

Latest lowest rating:

2

Unclear the rules At the beginning I used Pay in 3 and always paid it off before the due date. In the meantime, my credit score has increased and I no longer have the o... Read more Reviewed on: 10th June 2026
Sylwia G's avatar
Sylwia G
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (64230)

Easy navigation and wording very clear with no ambig...

5
Easy navigation and wording very clear with no ambiguity Reviewed on: 8th May 2026
Nor1476's avatar
Nor1476

I absolutely love paypal I use it very often, it's b...

5
I absolutely love paypal I use it very often, it's brilliant! Reviewed on: 8th May 2026
Emmie's avatar
Emmie

It is easy to use.

5
It is easy to use, my most trusted way to pay for things, I love how simple it is to use, I have never had any issues with it, It is the best paying app I have had. Reviewed on: 8th May 2026
Kirsty's avatar
Kirsty

Very convenient

5
I appreciate having the option to pay in three instalments without extra costs, directly through my PayPal account. It's straightforward to use and I find it very useful to be able to access a recap of current instalments. Reviewed on: 8th May 2026
Marine S's avatar
Marine S

Use it daily and very happy with it

5
I use it all the time for years and very happy with it, never had any issues Reviewed on: 8th May 2026
Kasia's avatar
Kasia

I found PayPal pay in 3 very useful ..

5
I found PayPal pay in 3 very useful if I wanted a higher price item and didn't want to wait till my next pay cheque. It helped me with budgeting and I will definitely use it again. Reviewed on: 8th May 2026
Diana H's avatar
Diana H

Easy and customer service quite efficient

5
Easy and customer service quite efficient Reviewed on: 8th May 2026
John M 's avatar
John M

I’m on a low income.

5
I’m on a low income. So pay in 3 allows me to get items I need but spread the cost with no interest. Also I was once scammed on TikTok I got my money back in less than a hour. This gives me peace of mind that my money is protected. Reviewed on: 8th May 2026
SallyC's avatar
SallyC

They were very helpful, kind and they listened.

5
They were very helpful, kind and they listened. Reviewed on: 8th May 2026
MISS F's avatar
MISS F

Rescuer in dire needs

5
PayPal has come to my rescue via pay in 3 platform on their app, when I'm in dire need especially in procuring something that's almost impossible if I were to pay in full. Reviewed on: 8th May 2026
Wahab D's avatar
Wahab D

Review PayPal: Pay in 3 now

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