Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101262 reviews)

View other PayPal products

4.76

Based on 101,260 reviews, last reviewed 5th Aug 2026

114% increase in 5 star reviews

in the past 90 days

142% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Ok for backup Ok for credit and backup. Very secure and safe for shopping. Reviewed on: 5th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101262)

I have 100% confidence in using PayPal.

I have 100% confidence in using PayPal. Pay in 3 is such a great option for higher priced purchases. I would highly recommend to anyone Reviewed on: 7th July 2026

Easy and convenient payment system to use.

I find it an easy and convenient payment system to use. Reviewed on: 7th July 2026

Easy and convenient way to pay

I appreciate that I can make bigger purchases and split the payments. The only negative is when a payment is stated as being taken on a specific date but is then changed or only taken from my back a few days after. Reviewed on: 7th July 2026

Trustworthy, reliable and effectively deal with issu...

Trustworthy, reliable and effectively deal with issues I've raised. Reviewed on: 7th July 2026

I have used PayPal for over a decade.

I have used PayPal for over a decade. I have been victim to a couple of scams during that time period and each time PayPal has backed me up regarding refunds etc and helping me better secure my accounts. They are very professional and quick to respond. I rarely buy something online unless the option to pay via PayPal is there. Reviewed on: 7th July 2026

PayPal is always there for you .

PayPal is always there for you . Quick decisions means you have no waiting around to see if you’re accepted for pay in 3 and this means you can get on with your purchase knowing your in safe hands. Even when things go wrong .. Reviewed on: 7th July 2026

Always there when I need them.

Always there when I need them.Easy to connect to and have great staff. If there is a problem with purchasing it is sorted quickly. I know I can trust PayPal and in today’s situation that means a lot. I feel at ease when using them which helps and make me want to recommend them to others. PayPal works Reviewed on: 7th July 2026

Defer and pay in parts

I have used payPal pay in 3 for over five years and found it to be reliable with no hassles. Reviewed on: 7th July 2026

Spread the cost of purchases interest free

Spread the cost of purchases interest free, What's not to love. Reviewed on: 7th July 2026

Interest free 3 monthly payments.

Interest free 3 monthly payments. Helps out till your payed next in times of need Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 4.29 from 64 reviews
Klarna card
from Klarna 4.01 from 4 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181105 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub