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PayPal: Pay in 3 reviews

4.76
Based on 64,159 reviews, last reviewed 10th Jun 2026
3930900% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service Easy to use and it keeps me informed with regular messages. Reviewed on: 10th June 2026
Lucy H's avatar
Lucy H

Latest lowest rating:

1

Having used pay in 3 several times over the years wi... Having used pay in 3 several times over the years with no issues. I have tried to use this option at least 3 times of late and have been turned down f... Read more Reviewed on: 9th June 2026
Malcolm s's avatar
Malcolm s

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (64159)

I used PayPal Pay in 3 for a purchase and found the...

5
I used PayPal Pay in 3 for a purchase and found the whole process very straightforward. It clearly showed the payment split before I agreed, so I knew exactly what I would pay and when. I liked that it gave me extra flexibility without needing a credit card or a complicated application. The payments were easy to track in my PayPal account, and the reminders helped me stay on top of everything. It felt secure because I was using PayPal, which I already trust for online shopping. Overall, Pay in 3 is a useful option when you want to spread the cost of a purchase responsibly. It was simple, transparent, and convenient from start to finish. Reviewed on: 8th May 2026

This is a great way to spread the payments for an item.

5
This is a great way to spread the payments for an item over 3 months with no extra charge. This helps if you are having an expensive month for bills but you dont want to or can't wait for an item, or if there is a sale on somewhere and you need/want more than one item you can spread the cost to afford them. Reviewed on: 8th May 2026

Everything was nice and simple.

5
Everything was nice and simple.Everything was made easy to understand and straightforward to use Reviewed on: 8th May 2026

Had no problems at all using pay pal

5
Had no problems at all using pay pal Reviewed on: 8th May 2026

PayPal always has my back

5
PayPal always has my back if things are a bit tight and the Pay in 3 option has been highly beneficial recently as I recover from a serious injury. By far the confidence-giving way to pay online, too. I’ve definitely decided against purchasing on some sites as they won’t accept PayPal. Reviewed on: 8th May 2026

A great service from Paypal, pay in 3 is very handy...

5
A great service from Paypal, pay in 3 is very handy to spread the cost over. Reviewed on: 8th May 2026

Extremely easy to use, a universal site which makes...

5
Extremely easy to use, a universal site which makes it easy to send money as well as pay for things. I have been using PayPal for years and feel that it adds extra security when purchasing items. I will continue to use this service Reviewed on: 8th May 2026

Very easy to use, no hassles using the pay in...

5
Very easy to use, no hassles using the pay in 3 Reviewed on: 8th May 2026

PayPal is fast and reliable.

5
PayPal is fast and reliable. Every transaction takes seconds Reviewed on: 8th May 2026

I can’t fault PayPal always secure payments and exce...

5
I can’t fault PayPal always secure payments and excellent service Reviewed on: 8th May 2026

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