Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 64,159 reviews, last reviewed 10th Jun 2026
3930900% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service Easy to use and it keeps me informed with regular messages. Reviewed on: 10th June 2026
Lucy H's avatar
Lucy H

Latest lowest rating:

1

Having used pay in 3 several times over the years wi... Having used pay in 3 several times over the years with no issues. I have tried to use this option at least 3 times of late and have been turned down f... Read more Reviewed on: 9th June 2026
Malcolm s's avatar
Malcolm s
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (64159)

I used PayPal Pay in 3 for a purchase and found the...

5
I used PayPal Pay in 3 for a purchase and found the whole process very straightforward. It clearly showed the payment split before I agreed, so I knew exactly what I would pay and when. I liked that it gave me extra flexibility without needing a credit card or a complicated application. The payments were easy to track in my PayPal account, and the reminders helped me stay on top of everything. It felt secure because I was using PayPal, which I already trust for online shopping. Overall, Pay in 3 is a useful option when you want to spread the cost of a purchase responsibly. It was simple, transparent, and convenient from start to finish. Reviewed on: 8th May 2026
Ann T's avatar
Ann T

This is a great way to spread the payments for an item.

5
This is a great way to spread the payments for an item over 3 months with no extra charge. This helps if you are having an expensive month for bills but you dont want to or can't wait for an item, or if there is a sale on somewhere and you need/want more than one item you can spread the cost to afford them. Reviewed on: 8th May 2026
Sue H's avatar
Sue H

Everything was nice and simple.

5
Everything was nice and simple.Everything was made easy to understand and straightforward to use Reviewed on: 8th May 2026
Kevin C's avatar
Kevin C

Had no problems at all using pay pal

5
Had no problems at all using pay pal Reviewed on: 8th May 2026
Mrs C's avatar
Mrs C

PayPal always has my back

5
PayPal always has my back if things are a bit tight and the Pay in 3 option has been highly beneficial recently as I recover from a serious injury. By far the confidence-giving way to pay online, too. I’ve definitely decided against purchasing on some sites as they won’t accept PayPal. Reviewed on: 8th May 2026
dylan's avatar
dylan

A great service from Paypal, pay in 3 is very handy...

5
A great service from Paypal, pay in 3 is very handy to spread the cost over. Reviewed on: 8th May 2026
Robert A's avatar
Robert A

Extremely easy to use, a universal site which makes...

5
Extremely easy to use, a universal site which makes it easy to send money as well as pay for things. I have been using PayPal for years and feel that it adds extra security when purchasing items. I will continue to use this service Reviewed on: 8th May 2026
Amy C's avatar
Amy C

Very easy to use, no hassles using the pay in...

5
Very easy to use, no hassles using the pay in 3 Reviewed on: 8th May 2026
Fiona G's avatar
Fiona G

PayPal is fast and reliable.

5
PayPal is fast and reliable. Every transaction takes seconds Reviewed on: 8th May 2026
Opeyemi I's avatar
Opeyemi I

I can’t fault PayPal always secure payments and exce...

5
I can’t fault PayPal always secure payments and excellent service Reviewed on: 8th May 2026
Clare dando 's avatar
Clare dando

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill